
4085 SW 111 TH PLACE, OCALA, FL, 34476
Active4 days on marketListed Oct 7, 2026MLS #OM733667
About this home
4085 SW 111 TH PLACE
Under Construction. EXUMA X – BEAUTIFUL NEW CONSTRUCTION! Discover the Exuma X - 3 Car Garages, a thoughtfully designed new-construction home featuring an inviting layout, quality finishes, and spacious living areas. Photos shown are of a different home featuring the same floor plan and are provided for illustrative purposes; finishes, colors, features, and selections may vary from the home offered for sale. The home welcomes you with an attractive stone-accented front exterior, 9+ foot ceilings, and an impressive 8-foot sliding glass door that creates a seamless connection between the great room and covered lanai. The open-concept living area provides an ideal setting for everyday living and entertaining. The kitchen features quartz countertops, solid-wood cabinetry with soft-close doors and drawers, attractive hardware, and a spacious center island. A generously sized pantry and conveniently located laundry room provide additional storage and functionality. The spacious primary suite offers a private retreat with a well-appointed bathroom featuring a tiled walk-in shower, dual vanities, a large walk-in closet, and a private water closet. Three additional bedrooms provide flexibility for guests, family, or a home office. One of the secondary bedrooms is designed as an in-law suite and includes a flex room, private bathroom, and walk-in closet. The expansive great room provides plenty of space to relax and gather. Solid-surface flooring throughout the main living areas offers a practical, easy-care finish, while raised-height vanities and toilets provide added comfort in the bathrooms. Enjoy Florida's outdoor lifestyle from the oversized covered lanai, offering additional space for outdoor dining, relaxation, and entertaining. BUILDER INCENTIVE: Builder will contribute up to $15,000 toward buyer's allowable closing costs, prepaid expenses, and/or mortgage rate buydown. Terms, conditions, eligibility, and lender approval apply. Buyer should verify all incentive details and available options with the builder and preferred lender. For additional information or to see the Exuma X model, visit the model home at 5069 SW 109th Loop, Ocala, FL. Contact the listing agent for details, availability, specifications, and showing information.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,332
Sqft
0.62 ac
Lot size
2026
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,052 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
$/sqft vs OCALA WATERWAY ESTATE
$192 vs $181
Days on market
4 vs 74 typical
Where $192/sqft sits among the 17 homes for sale in OCALA WATERWAY ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 17
OCALA WATERWAY ESTATE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4085 SW 111 TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$340,000
4002 SW 104TH STREET · same community
4 bd · 2.5 ba · 2,336 sqft · $146/sqft · 19 DOM
Sold · Jul ’26$472,500
10875 SW 47TH AVENUE · same community
4 bd · 2.5 ba · 2,362 sqft · $200/sqft · 66 DOM
Sold · May ’26$685,000
4359 SW 117TH PLACE · same community
3 bd · 2 ba · 2,297 sqft · $298/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4085 SW 111 TH PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4085 SW 111 TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4085 SW 111 TH PLACE FAQs
What would the monthly payment be for 4085 SW 111 TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4085 SW 111 TH PLACE?+
The most recent tax bill on record (2025) was $766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $446,900, this home is listed about 49% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 4085 SW 111 TH PLACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ESTELA REALTY LLC · Moraima Abreu. MLS #OM733667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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