35 CORAL REEF COURT N, PALM COAST, FL, 32137
Active1 days on marketListed Oct 9, 2026MLS #OM733753
About this home
35 CORAL REEF COURT N
Want to build the Florida waterfront lifestyle without the cost of living on the coast? This fabulous lot is mostly in flood zone X, a very small strip right along the canal is AE and depending on how you build, you may not be required to have flood insurance, in a neighborhood with the median home value of $639,000. Boating is made easy with this lot, direct saltwater canal access to the Intercoastal Waterway, for excellent fishing, boating and gorgeous scenic shoreline. A recent seawall was put in in the last 5 years, part of the hard work has been done. Easy to clear the vegetation that is left and start building. Not ready to build, but want to invest for your future home? Lots of this size (80x125 ft) and a full quarter acre on saltwater canals are becoming fewer by the day. Palm Coast is a growing community offering great restaurants, shopping, and gorgeous golf courses not to mention the beautiful beaches within minutes of your new property. Conveniently located to the south of St. Augustine by only 30 minutes, you will never run out of great day trips. Convenient to I-95 making travel a breeze. Oh, and you can use your own builder.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 CORAL REEF COURT N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$590,000
5 CLINTON COURT N · same community
3 bd · 2 ba · 1,533 sqft · $385/sqft · 4 DOM
Sold · Mar ’26$642,500
20 COCONUT COURT · same community
3 bd · 2 ba · 1,649 sqft · $390/sqft · 126 DOM
Sold · Mar ’26$565,000
20 CORMORANT COURT · same community
3 bd · 2 ba · 1,716 sqft · $329/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 35 CORAL REEF COURT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 CORAL REEF COURT N — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35 CORAL REEF COURT N FAQs
What would the monthly payment be for 35 CORAL REEF COURT N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35 CORAL REEF COURT N?+
The most recent tax bill on record (2025) was $3,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $209,900, this home is listed about 46% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 35 CORAL REEF COURT N?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$209,900 is 45% below the PALM COAST 32137 median of $379,773.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY HWY 200 · Joe Jackson. MLS #OM733753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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