CENTURY 21 Edge
$80,000≈$810 /mo all-in ↓

10133 S APPALOOSA AVENUE, FLORAL CITY, FL, 34436

Active1 days on marketListed Oct 12, 2026MLS #OM733884

✦ Priced 72% below the Floral City medianDERBY OAKS

About this home

10133 S APPALOOSA AVENUE

See Realtor Remarks: 1.16-Acre Build-Ready Lot in Desirable Derby Oaks! Save massive time and money on your build project—this gorgeous 1.16-acre parcel comes pre-equipped with essential site infrastructure to avoid costly impact fees. The property already features an installed well, septic system, concrete driveway apron, and a functional storage shed. Tucked away in the serene, oak-shaded community of Floral City, this site offers the perfect balance of rural tranquility and convenient access to local lakes, trails, and downtown shopping. Bring your custom home plans or build timeline and start immediately! Buyer to verify existing improvements and applicable impact-fee credits.

Facts & features

The home at a glance

1.16 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,728/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$810 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$144
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,800
Interest rate6.00%
Loan term

Estimated payment

$810/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$144
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$245K → $253K

Floral City median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% below the Floral City median. See the full Floral City market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $80,000 · 1 days on market since

Reality check

What actually sold near 10133 S APPALOOSA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9865 S ARABIAN AVENUESold · Jan ’26

$255,000

9865 S ARABIAN AVENUE · same community

2 bd · 2 ba · 600 sqft · $425/sqft · 17 DOM

10253 S ARABIAN AVENUESold · Jul ’26

$217,000

10253 S ARABIAN AVENUE · same community

3 bd · 2 ba · 1,142 sqft · $190/sqft · 8 DOM

10070 S ARABIAN AVENUESold · Aug ’26

$138,300

10070 S ARABIAN AVENUE · same community

3 bd · 2 ba · 1,152 sqft · $120/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 10133 S APPALOOSA AVENUE — start here.

CallText
iain.robinson@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10133 S APPALOOSA AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10133 S APPALOOSA AVENUE FAQs

What would the monthly payment be for 10133 S APPALOOSA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $810/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10133 S APPALOOSA AVENUE?+

The most recent tax bill on record (2025) was $1,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $80,000, this home is listed about 72% below the Floral City median of $282,000. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM733884.

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