CENTURY 21 Edge
$37,000≈$426 /mo all-in ↓

00 SW BREAKWATER BOULEVARD, DUNNELLON, FL, 34431

Active0 days on marketListed Oct 16, 2026MLS #OM733966

✦ Priced 7% below the DUNNELLON 34431 medianRAINBOW LAKES ESTATE

About this home

00 SW BREAKWATER BOULEVARD

Picture a morning on the Rainbow River and an evening fishing at a neighborhood lake, all in one of the most picturesque corners of North Central Florida. This lovely 1-acre homesite in Rainbow Lakes Estates puts both within easy reach. The land is high and dry, the roads are paved, and electric service is nearby since there are neighbors next door. With no HOA, low annual taxes, and no time limit to build, you can plan your dream home on your own schedule. This beautiful community allows site-built homes only and offers a community center, library, park, and three peaceful lakes. Rainbow Springs State Park, Goethe State Forest, scenic bike paths, and hiking trails are all nearby. Charming Dunnellon has shopping, dining, and outdoor festivals. Ocala, the World Equestrian Center, Crystal River, and the Gulf are a short drive away, Gainesville is about 45 minutes, and Orlando and Tampa are about two hours. Come walk the property and start picturing your new home here. Call today to schedule your visit!

Facts & features

The home at a glance

0.99 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$384/yr
CommunityDock · Lake · Deed Restrictions · Playground

Utilities & systems

UtilitiesCable Available · Electrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$426 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$218
FHA mortgage insurance (est.)$16
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,295Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,295
Interest rate6.00%
Loan term

Estimated payment

$426/mo

Principal & interest$218
FHA mortgage insurance (est.)$16
Property taxes (actual bill)$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

For the school run

Marion County School District

MiddleDunnellon Middle School★★★★★
ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$265K → $280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $37,000 · 0 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 00 SW BREAKWATER BOULEVARD — start here.

CallText
leila.sabat@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 SW BREAKWATER BOULEVARD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

00 SW BREAKWATER BOULEVARD FAQs

What would the monthly payment be for 00 SW BREAKWATER BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $426/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 00 SW BREAKWATER BOULEVARD?+

The most recent tax bill on record (2025) was $384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $37,000, this home is listed about 88% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 00 SW BREAKWATER BOULEVARD?+

Dunnellon Middle School (middle), Dunnellon Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Suzette Weddington-Moore. MLS #OM733966.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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