20945 SW ROBIN DRIVE, DUNNELLON, FL, 34431
Active1 days on marketListed Oct 15, 2026MLS #OM734082
About this home
20945 SW ROBIN DRIVE
Welcome to your own slice of Florida living in Rainbow Lakes Estates! This 3-bedroom, 2-bath 2023 home sits on a fully fenced .24-acre corner lot and offers a great combination of comfort and outdoor enjoyment. Inside, you'll find a spacious kitchen with plenty of room to cook and gather, beautiful granite countertops, vinyl plank flooring, and lots of natural light that makes the home feel bright and welcoming. Step outside to enjoy the pool, along with a screened-in lanai that's perfect for relaxing with your morning coffee, entertaining friends, or enjoying the Florida weather without the bugs. With a functional layout, a fenced yard, and inviting indoor and outdoor spaces, this home is ready for its next owner to make it their own. Come see what Florida living is all about!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,040
Sqft
0.24 ac
Lot size
1
Garage
2023
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,921 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,921/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.3%
$/sqft vs RAINBOW LAKES ESTATE
$221 vs $182
Days on market
1 vs 67 typical
Where $221/sqft sits among the 71 homes for sale in RAINBOW LAKES ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
39 of 71
RAINBOW LAKES ESTATE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 475% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20945 SW ROBIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$203,000
21260 SW MARINE BOULEVARD · same community
3 bd · 2 ba · 1,013 sqft · $200/sqft · 31 DOM
Sold · Apr ’26$207,000
24134 NW TAMARIND LANE · same community
3 bd · 2 ba · 1,003 sqft · $206/sqft · 153 DOM
Sold · Mar ’26$205,000
55 SW TREE TOP ROAD · same community
3 bd · 2 ba · 1,003 sqft · $204/sqft · 302 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20945 SW ROBIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20945 SW ROBIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20945 SW ROBIN DRIVE FAQs
What would the monthly payment be for 20945 SW ROBIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,921/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20945 SW ROBIN DRIVE?+
The most recent tax bill on record (2025) was $3,669. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $230,000, this home is listed about 23% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20945 SW ROBIN DRIVE?+
Dunnellon Middle School (middle), Dunnellon Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$230,000 runs 475% above the DUNNELLON 34431 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Dunnellon market that averages 67 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CB/ELLISON RLTY WEST · Amanda Bottimore. MLS #OM734082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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