CENTURY 21 Edge
$155,0001 bd1 ba648 sqft$239 /sqft≈$1,593 /mo all-in ↓

1919 CLUB CIRCLE, LAKESHORE, FL, 33854

Active213 days on marketListed Mar 13, 2026MLS #P4938127

WaterfrontFully furnishedVillaLAKESHORE CLUB

About this home

1919 CLUB CIRCLE

Waterfront living at Lakeshore Club Villas! This beautifully maintained 668-square-foot, 1-bedroom, 1-bath villa is mostly furnished and move-in ready, with an in-home laundry area and the washer and dryer included. Fresh paint and a bright, open layout create comfortable spaces for living, dining, and relaxing. The entire home is heated and cooled by a newer central A/C system and also features a separate humidity control system. The bathroom offers a spacious walk-in shower with grab bars. Take in water views, peaceful sunsets, and starry evenings from the enclosed, air-conditioned Florida room with hurricane-impact windows. This inviting space adds year-round room to unwind. The villa’s furnishings offer added convenience for a buyer looking for a Florida getaway or a ready-to-enjoy home. The $350 monthly HOA includes water, sewer, trash, exterior maintenance, landscaping, building insurance, Spectrum cable TV and high-speed internet, pool maintenance, security, and access to community amenities. Enjoy a resort-style pool and spa, clubhouse activities, mini-golf, shuffleboard, tennis, racquetball, bocce, basketball, walking trails, fishing piers, a recreational island, and marina and boat dock access on Lake Walk-in-Water. The community town square also offers a chapel, post office, library, salon, thrift store, and laundry facilities. Conveniently located near shopping, dining, medical facilities, Highway 27, and the Florida Turnpike, this waterfront villa offers an easy way to enjoy Central Florida’s lake lifestyle. Schedule your showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

648

Sqft

0.03 ac

Lot size

1965

Year built

One

Levels

$239

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCeramic Tile
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewWater
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$350/mo
Taxes (2025)$1,228/yr
PetsNumber Limit, Size Limit
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,593 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2025 actual bill$102
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,425
Interest rate6.00%
Loan term

Estimated payment

$1,593/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$102
HOA / condo fee$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $155K
$120KedgeAI estimate $131,794 · range $125K–$136K$161K

vs edgeAI estimate

+17.6%

$/sqft vs LAKESHORE CLUB

$239 vs $142

Days on market

213 vs 229 typical

Where $239/sqft sits among the 24 homes for sale in LAKESHORE CLUB

13
7
1
2
1
0 · this home
$127–145$145–164$164–183$183–202$202–220$220+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeshore

Drive times from this address

Walt Disney World≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeshore. See the full Lakeshore guide →

LAKESHORE 33854 — neighborhood snapshot

Population

481

Median age

69.6

Median income

$33,523

Median home value

$80,700

Avg household

1.84

Households w/ children

2%

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeshore market

Seller’s marketLeans buyer — 24.0 months of inventoryBuyer’s market

$79K → $94K

Lakeshore median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

9 of 24

LAKESHORE CLUB have cut their price

Median sold price, Lakeshore, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the LAKESHORE 33854 median. See the full Lakeshore market guide →

Paper trail

This home's history

Mar 13, 2026Listed at $155,000 · 213 days on market since
1965Built · LAKESHORE CLUB

Reality check

What actually sold near 1919 CLUB CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4203 CLUB CIRCLESold · Dec ’25

$85,000

4203 CLUB CIRCLE · same community

1 bd · 1 ba · 648 sqft · $131/sqft · 193 DOM

4209 CLUB CIRCLESold · Jun ’26

$93,500

4209 CLUB CIRCLE · same community

1 bd · 1 ba · 648 sqft · $144/sqft · 41 DOM

4709 CLUB CIRCLESold · Dec ’25

$160,000

4709 CLUB CIRCLE · same community

1 bd · 1 ba · 648 sqft · $247/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1919 CLUB CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1919 CLUB CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1919 CLUB CIRCLE FAQs

What would the monthly payment be for 1919 CLUB CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,593/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1919 CLUB CIRCLE?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1919 CLUB CIRCLE?+

The most recent tax bill on record (2025) was $1,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1919 CLUB CIRCLE?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeshore?+

At $155,000, this home is listed about 63% above the Lakeshore median of $95,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1919 CLUB CIRCLE?+

Spook Hill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KB REALTY TEAM LLC · Alexis Tucker. MLS #P4938127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1919 CLUB CIRCLE, LAKESHORE, FL — 1 Bed, 1 Bath — $155,000 | CENTURY 21 Edge