4022 SILVERSTREAM TERRACE, SANFORD, FL, 32771
Active62 days on marketListed Jun 2, 2026MLS #P4938875
About this home
4022 SILVERSTREAM TERRACE
Set within the sought-after community, Riverbend, this 2019-built single-story residence blends clean contemporary design with effortless Florida living. Offering 4 bedrooms, 2 baths, and 1,846 sq ft, the home is truly move-in ready with a bright, open-concept layout ideal for entertaining and everyday comfort. At the heart of the home, the kitchen makes a statement with granite countertops, stainless steel appliances, and a generous island that flows seamlessly into the dining and living spaces—perfect for hosting, gathering, and relaxing in style. The home is equipped with a smart home panel, allowing convenient control of connected home features for added comfort, security, and efficiency. The primary suite offers a calming retreat with a walk-in closet, dual sinks, and a glass-enclosed shower. The home features upgraded flooring throughout each of the bedrooms, enhancing both style and durability. Step outside to your private outdoor escape: a covered lanai, extended paver patio, and fully fenced backyard, enhanced by the added privacy of no rear neighbors—ideal for quiet mornings, weekend BBQs, or evenings under the stars. Residents enjoy community amenities including a pool, playground, and walking paths, while the location keeps you close to it all—minutes to SR-417, I-4, Publix, Orlando-Sanford International Airport, and the charm of Downtown Sanford / Riverwalk.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.6%
$/sqft vs Sanford actives
$217 vs $216
Days on market
62 vs 29 typical
Where $217/sqft sits among the 394 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
207 of 394
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 4022 SILVERSTREAM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$390,000
2055 WHITE PELICAN TERRACE · same community
4 bd · 2 ba · 1,846 sqft · $211/sqft · 38 DOM
Sold · Jun ’26$380,000
2016 WHITE PELICAN TERRACE · same community
3 bd · 2 ba · 1,697 sqft · $224/sqft · 3 DOM
Sold · Apr ’26$475,000
2036 WHITE PELICAN TERRACE · same community
5 bd · 3 ba · 2,626 sqft · $181/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4022 SILVERSTREAM TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4022 SILVERSTREAM TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4022 SILVERSTREAM TERRACE FAQs
What would the monthly payment be for 4022 SILVERSTREAM TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,125/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4022 SILVERSTREAM TERRACE?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4022 SILVERSTREAM TERRACE?+
The most recent tax bill on record (2025) was $4,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4022 SILVERSTREAM TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $399,999, this home is listed about 10% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4022 SILVERSTREAM TERRACE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,999 runs 15% above the SANFORD 32771 median.
02Time on market is leverage
62 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $407,990, now $399,999 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR REAL ESTATE OF FLORIDA · Brandon Hamamura. MLS #P4938875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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