230 BROAD STREET, WINTER HAVEN, FL, 33881
Active9 days on marketListed Aug 25, 2026MLS #P4939630
About this home
230 BROAD STREET
Welcome Home to Hampton Cove! Welcome to your dream home in Winter Haven! Nestled within the gated community of Hampton Cove, this impressive 4-bedroom, 3-bathroom single-family residence offers 3,024 square feet of spacious living designed with comfort and versatility in mind. Step inside to discover beautiful tile flooring throughout the main living areas, complemented by cozy carpeting in the bedrooms. The thoughtfully designed floor plan includes a separate laundry room for added convenience, along with a versatile bonus/theater room that can easily be transformed into a home theater, game room, office, playroom, or additional living space to fit your family's needs. Step outside and enjoy Florida living at its best on the spacious covered and screened-in patio, perfect for morning coffee, family gatherings, or relaxing after a long day. The fenced-in backyard offers privacy and a great space for family and pets. Located in the heart of Winter Haven, this home provides the peaceful feel of a gated community while keeping you conveniently close to shopping, dining, entertainment, and everyday amenities. With plenty of space, flexibility, and indoor-outdoor living, this Hampton Cove home is ready to welcome its next chapter. Schedule your private showing today and come see why this could be the one you've been waiting for!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,024
Sqft
0.22 ac
Lot size
3
Garage
2014
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Winter Haven actives
$170 vs $169
Days on market
9 vs 48 typical
Where $170/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
211 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 230 BROAD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$545,000
191 BROAD STREET · same community
4 bd · 3 ba · 3,045 sqft · $179/sqft · 29 DOM
Sold · Mar ’26$424,900
143 BROAD STREET · same community
4 bd · 3 ba · 2,720 sqft · $156/sqft · 192 DOM
Sold · Aug ’26$455,000
132 BROAD STREET · same community
4 bd · 3 ba · 2,672 sqft · $170/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 230 BROAD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 230 BROAD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
230 BROAD STREET FAQs
What would the monthly payment be for 230 BROAD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,951/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 230 BROAD STREET?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 230 BROAD STREET?+
The most recent tax bill on record (2025) was $5,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 230 BROAD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $515,000, this home is listed about 81% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 230 BROAD STREET?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Katrina Maultsby. MLS #P4939630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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