CENTURY 21 Edge
$144,9002 bd2 ba1,347 sqft$108 /sqft$1,821 /mo all-in ↓

1776 6TH STREET NW UNIT 308, WINTER HAVEN, FL, 33881

Active3 days on marketListed Aug 31, 2026MLS #P4939703

Priced 41% below the WINTER HAVEN 33881 medianCondominiumLAKERIDGE CONDO

About this home

1776 6TH STREET NW UNIT 308

**LARGE 2 BEDROOM - 2 BATH CONDO - NEW LISTING IN CENTRAL FLORIDA**- AGE 55+, GATED COMMUNITY (however, a slightly younger age may be approved). This up-to-date condo provides 1,347 sq. ft. of living area & is located in the beautiful "Chain Of Lakes" City of Winter Haven, Florida. NEW ENERGY-EFFICIENT WINDOWS THROUGHOUT. The monthly fee INCLUDES: water, sewer, trash, fiber optic cable package with Choice HD, digital video recorder & fiber optic internet w/ 1 gig speed, & use of recreational facilities. Lakeridge Condominiums offers a maintenance-free lifestyle w/ heated pool, tennis, shuffleboard, community room, gated secured entrances, covered assigned parking space, social events & activities. This well-appointed, move-in-ready condo has a large, bright kitchen w/ lots of cabinets, a tile backsplash, flush-mount LED ceiling lighting, plenty of counter space, all appliances & a pantry closet. The kitchen overlooks the 26'x14' great room that also adjoins the additional FL/bonus area & storage closet. The 16' x 14 ' primary bedroom easily accommodates a king-size bed & has a walk-in closet with a decorative barn door. The beautiful remodeled primary bathroom has an extra-wide door for easy direct access & includes a walk-in shower with a large format designer wall tile, & a comfort-height vanity with a vessel sink. The 2nd bedroom is convenient to the hall bath, which has a tub/shower combination & comfort-height vanity. The WASHER & DRYER are included in the sale. The Flooring throughout is either wood-look luxury vinyl or tile, NO CARPETING. Custom window shades are in place and are included in the sale. An extra assigned storage bin is located on the same floor. Enjoy beautiful views of Spring Lake and the evening sunsets from most rooms. Shopping, medical, hospital, places of worship, groceries, restaurants & bus line are very close by. COVERED ASSIGNED PARKING SPACE. SharePoint electric car charger on site for owners! Measurements are approximate. Information is believed to be accurate but not guaranteed. NON-SMOKING COMPLEX THAT IS WELL MAINTAINED & MANAGED. FURNITURE IS NEGOTIABLE. Make this your full-time or winter home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,347

Sqft

1974

Year built

One

Levels

$108

Per sqft

Pool & Water viewNegotiable55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesEast
ParkingAssigned
ExteriorOther

Community & fees

HOA fee$650/mo
Taxes (2026)$1,127/yr
PetsNumber Limit, Size Limit, Yes
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,821 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$853
FHA mortgage insurance (est.)$64
Property tax — 2026 actual bill$94
Condo fee — from the listing$650
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,072Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,072
Interest rate6.00%
Loan term

Estimated payment

$1,821/mo

Principal & interest$853
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$94
HOA / condo fee$650
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$116KedgeAI estimate $127,262 · range $120K$145K$151K

vs edgeAI estimate

+13.9%

$/sqft vs Winter Haven actives

$108 vs $169

Days on market

3 vs 48 typical

Where $108/sqft sits among the 400 Winter Haven actives

54 · this home
61
123
94
27
41
$100–125$125–151$151–177$177–202$202–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florence Villa

Drive times from this address

Walt Disney World39 min
Universal Orlando49 min
Downtown Orlando55 min
Downtown Tampa57 min
Orlando Int’l Airport (MCO)60 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

Florence Villa — neighborhood snapshot

Population

5,369

Median age

39

Median income

$30,573

Median home value

$63,082

Avg household

3

Households w/ children

620

For the school run

Polk County School District

ElementaryFred G. Garner Academy★★★★
MiddleWestwood Middle School★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

212 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $144,900 · 3 days on market since
1974Built · LAKERIDGE CONDO

Reality check

What actually sold near 1776 6TH STREET NW UNIT 308

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1776 6TH STREET NW UNIT 409Sold · Mar ’26

$115,000

1776 6TH STREET NW UNIT 409 · same community

2 bd · 2 ba · 1,347 sqft · $85/sqft · 120 DOM

1776 6TH STREET NW UNIT 709Sold · Oct ’25

$145,000

1776 6TH STREET NW UNIT 709 · same community

2 bd · 2 ba · 1,347 sqft · $108/sqft · 68 DOM

1776 6TH STREET NW UNIT 303Sold · Jul ’26

$110,000

1776 6TH STREET NW UNIT 303 · same community

2 bd · 2 ba · 1,347 sqft · $82/sqft · 777 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1776 6TH STREET NW UNIT 308 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1776 6TH STREET NW UNIT 308 — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1776 6TH STREET NW UNIT 308 FAQs

What would the monthly payment be for 1776 6TH STREET NW UNIT 308?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,821/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1776 6TH STREET NW UNIT 308?+

The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1776 6TH STREET NW UNIT 308?+

The most recent tax bill on record (2026) was $1,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1776 6TH STREET NW UNIT 308?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $144,900, this home is listed about 49% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1776 6TH STREET NW UNIT 308?+

Fred G. Garner Academy (elementary), Westwood Middle School (middle), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER HAVEN 33881 market on paper

$144,900 is 41% below the WINTER HAVEN 33881 median of $245,000, and at $108/sqft it sits under the Winter Haven average of $172.

02Pool & Water views

The pool and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 3 days on market in a Winter Haven market that averages 48 — if it fits, move quickly.

Listing courtesy of JUDY B CLEAVES PROPERTIES INC · Chris Goode. MLS #P4939703.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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