CENTURY 21 Edge
$349,0003 bd2 ba2,035 sqft$171 /sqft$2,374 /mo all-in ↓

4195 MUIRFIELD LOOP, LAKE WALES, FL, 33859

Active14 days on marketListed Sep 8, 2026MLS #P4939719

Single Family ResidenceLAKE ASHTON GOLF CLUB PH 01

About this home

4195 MUIRFIELD LOOP

Welcome Home! 4195 Muirfield Loop Lake Wales, Florida 33859 is a 3 bedroom / 2 bath home for sale in Lake Wales. Located in Lake Ashton, a Florida Retirement Community, this Provence Floor Plan home offers a Family Room, Screened and Covered lanai with tile, window awnings and excellent curb appeal with stone on the exterior. The paver drive and walk way compliment the well maintained lawn. The landscape is "watered" by an irrigation system and there is a gutter system on the home. Upon entering, the combination living room and dining area (currently being used as a sitting area) come into view with the lanai beyond. As a split floor plan home, the south side of the home holds the Family Room and Primary suite. The Family Room is at the front of the home; this room could be the perfect location for an Office/Den or Craft Room. The Primary suite is at the rear of the home and includes an oversized bedroom with a sitting area, double sliders to the screened lanai, a large reach-in closet and large walk-in closet. The Primary bath has a garden tub, private toilet room, and large stall shower with ceramic tile. The center of this home is the Living Room, Dining Area, Dinette, Kitchen and Inside Laundry. The formal dining area, currently used as an additional sitting area, is at the front of the home and gets great natural light from the double window. The living room has a ceiling fan with light- the flexibility of this space makes entertaining easy! The kitchen has 42" upper cabinetry, tiled backsplash, cabinet molding, cabinet pantry and closet pantry. The ample Corian countertops make for easy cleanup. The handy breakfast bar is perfect for those casual meals. Just off the kitchen is the dinette with bay window overlooking the lanai. Off the kitchen is the inside laundry room that leads to the attached 2 car garage. The garage has a door opener, attic access, window, painted garage floor and a service door. The north side of the home holds the 2 guest bedrooms and the guest bath. The guest bath is in the connecting hallway and includes a combination tub and shower with window. Bedroom 3 is spacious and double sliders provide access to the lanai with tile flooring. Improvements to the home include: Roof Replaced (2022), New A/C System (2023), Window Awnings (2020), Washer/Dryer (2023), Microwave (2024). Lake Ashton is a gated and guarded Florida Active Community with resort style amenities (2 Clubhouses with Movie Theater, Restaurant, Outdoor/Indoor Pools, Fitness Centers and More! Residents enjoy activities like Karaoke, Trivia, Dances, Entertainment Series, Holiday Events and so much more. You can stay busy living the Florida Retirement Dream every single day. For those that love the game of golf, there are (2) 18-Hole Golf Courses, a Pro Shop, Driving Range, Putting Green and the Eagles Nest (Hole 19). Don't wait to tour this home; tour it today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,035

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$171

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorAwning(s) · Irrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$5/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,374 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$0
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,694/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Est. property taxes$320
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$309KedgeAI estimate $350,332 · range $322K$407K$423K

vs edgeAI estimate

−0.4%

$/sqft vs Lake Wales actives

$171 vs $169

Days on market

14 vs 57 typical

Where $171/sqft sits among the 360 Lake Wales actives

66
128 · this home
79
41
20
26
$98–135$135–173$173–210$210–248$248–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Ashton

Drive times from this address

Walt Disney World45 min
Universal Orlando55 min
Downtown Orlando61 min
Orlando Int’l Airport (MCO)66 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

Lake Ashton — neighborhood snapshot

Population

3,278

Median age

62

Median income

$75,204

Median home value

$304,700

Avg household

2

Households w/ children

115

For the school run

Polk County School District

ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

176 of 360

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $349,000 · 14 days on market since
2004Built · LAKE ASHTON GOLF CLUB PH 01

Reality check

What actually sold near 4195 MUIRFIELD LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4263 ASHTON CLUB DRIVESold · Jun ’26

$290,000

4263 ASHTON CLUB DRIVE · same community

3 bd · 2 ba · 1,988 sqft · $146/sqft · 22 DOM

4327 GULLANE DRIVESold · Feb ’26

$285,000

4327 GULLANE DRIVE · same community

2 bd · 2 ba · 1,860 sqft · $153/sqft · 241 DOM

4220 DORNOCH DRIVESold · Jan ’26

$365,000

4220 DORNOCH DRIVE · same community

3 bd · 2 ba · 1,845 sqft · $198/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4195 MUIRFIELD LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4195 MUIRFIELD LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4195 MUIRFIELD LOOP FAQs

What would the monthly payment be for 4195 MUIRFIELD LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,374/mo — principal and interest, estimated property taxes, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4195 MUIRFIELD LOOP?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4195 MUIRFIELD LOOP?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4195 MUIRFIELD LOOP?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $349,000, this home is listed about 35% above the Lake Wales median of $258,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4195 MUIRFIELD LOOP?+

Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAKE ASHTON REALTY INC. · Lori Raath. MLS #P4939719.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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