CENTURY 21 Edge
Short-Term Rental Eligible
$379,0004 bd2 ba2,011 sqft$188 /sqft$2,723 /mo all-in ↓

2112 AVENUE C SW, WINTER HAVEN, FL, 33880

Active14 days on marketListed Sep 6, 2026MLS #P4939766

Single Family ResidenceWEST WINTER HAVEN

About this home

2112 AVENUE C SW

Step into a piece of Winter Haven history—beautifully reimagined for modern living. Just moments from Lake Howard, this exceptional 1925 residence offers the character and craftsmanship today's luxury buyers crave, paired with a complete top-to-bottom transformation. Original refinished 101 year old hardwood floors and two sets of original French doors provide a timeless connection to the home's past, while the rest has been thoughtfully rebuilt with today's lifestyle in mind. The custom kitchen, elegant architectural details, crown molding, tray ceilings, and spacious living areas create a home that feels both sophisticated and inviting. The private primary suite is a true retreat, featuring his-and-hers walk-in closets and a spa-inspired ensuite with a two-person tiled shower, garden tub, and generous vanity space. Two additional bedrooms upstairs add flexibility for guests, family, or a private home office. With approximately 2,011 heated square feet, 4 bedrooms, 2 baths, a dedicated laundry room, fully fenced backyard, and no HOA, this is a rare opportunity to own something with genuine character—not another cookie-cutter home. Bring your boat and water toys and enjoy the freedom and lifestyle that come with living near Winter Haven's beautiful Chain of Lakes. For buyers who appreciate history, character, and modern luxury, this is a home that simply must be experienced in person.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,011

Sqft

0.17 ac

Lot size

1925

Year built

Two

Levels

$188

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCeramic Tile · Vinyl · Hardwood
AppliancesDishwasher · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationCrawlspace
ViewTrees/Woods
FacesNorth
ExteriorFrench Doors · Lighting · Private Entrance · Private Mailbox · Private Yard · Sidewalk

Community & fees

Taxes (2025)$1,966/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,723 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$164
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$2,723/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$164
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $379K
$303KedgeAI estimate $325,755 · range $316K$350K$394K

vs edgeAI estimate

+16.3%

$/sqft vs Winter Haven actives

$188 vs $170

Days on market

14 vs 48 typical

Where $188/sqft sits among the 400 Winter Haven actives

49
68
120
87 · this home
36
40
$100–126$126–151$151–177$177–202$202–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWest Haven
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,845/mo median

MarketWinter Haven
Annual gross at median$22,140
Gross yield on this price5.8%
Homes for rent right now181

Live Winter Haven rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside West Haven

Drive times from this address

Walt Disney World47 min
Downtown Tampa54 min
Universal Orlando57 min
Downtown Orlando63 min
Tampa Int’l Airport (TPA)65 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

West Haven is a short-term-rental community. See the full guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleDenison Middle School★★★★
HighWinter Haven Senior High School★★★★★
ElementaryJohn Snively Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

218 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

Sep 6, 2026Listed at $379,000 · 14 days on market since
1925Built · WEST WINTER HAVEN

Reality check

What actually sold near 2112 AVENUE C SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1290 N LAKE SHIPP DRIVE NSold · Jul ’26

$783,000

1290 N LAKE SHIPP DRIVE N

3 bd · 3 ba · 2,001 sqft · $391/sqft · 31 DOM

708 GLAD ROADSold · May ’26

$123,000

708 GLAD ROAD

3 bd · 3 ba · 2,000 sqft · $62/sqft · 3 DOM

2008 RIVER HAWK LOOPSold · Jul ’26

$384,900

2008 RIVER HAWK LOOP

3 bd · 2 ba · 2,032 sqft · $189/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2112 AVENUE C SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2112 AVENUE C SW — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2112 AVENUE C SW FAQs

What would the monthly payment be for 2112 AVENUE C SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2112 AVENUE C SW?+

The most recent tax bill on record (2025) was $1,966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2112 AVENUE C SW be rented short-term?+

Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

How does the price compare to other homes in Winter Haven?+

At $379,000, this home is listed about 33% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2112 AVENUE C SW?+

Denison Middle School (middle), Winter Haven Senior High School (high), John Snively Elementary (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$379,000 runs 60% above the WINTER HAVEN 33880 median — but at 2,011 sqft it's also 20% larger than the typical Winter Haven listing.

02Zoned for nightly rentals

West Haven is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Katherine Montana - De Jesus. MLS #P4939766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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