
5214 ISLAND VIEW CIRCLE N, POLK CITY, FL, 33868
Active9 days on marketListed Oct 1, 2026MLS #P4939941
About this home
5214 ISLAND VIEW CIRCLE N
Your next adventure deserves an exceptional place to come home to! Completely renovated and situated on a waterfront lot and a half in Phase 5 of Mount Olive Shores, this distinctive RV port property combines comfortable living, generous motorhome accommodations, and remarkable flexibility. The 1,645-square-foot main home offers 2 bedrooms and 2 full baths, while a detached, heated and cooled, two-story building adds 820 square feet—for a combined 2,465 square feet with 3 bedrooms and 3½ baths across both buildings. For added peace of mind, the home comes with a one-year Premium Assurant Home Warranty provided at closing. Designed with the motorhome lifestyle in mind, the impressive 25-foot-wide by 47-foot-long double-wide RV port provides plenty of room to extend your slides, with an RV hookup adding everyday convenience. Set on approximately 0.31 acre, the property offers extra breathing room and a peaceful waterfront setting to enjoy between adventures. Inside the main home, solid wood cabinetry, solid-surface counters, and luxury vinyl plank flooring complement the renovated interior. A spacious living room, separate dinette, and expansive 26½-foot Florida room provide inviting spaces to gather, unwind, and entertain. The generous 18-foot primary bedroom provides a comfortable retreat, while an included washer and dryer simplify daily living. The detached, site-built addition opens up even more possibilities. Its first floor combines a workshop, living area, and convenient half bath, while the second floor features a bedroom and full bath. Whether you envision space for visiting guests, creative projects, hobbies, or a separate office, this versatile building gives you room to make it your own. Life at Mount Olive Shores extends well beyond your doorstep. This gated, golf-cart-friendly community features a 5,000-square-foot heated and cooled Community Center with a full kitchen, pool and shuffleboard tables, arcade games, card room, library, and covered BBQ lanai. Enjoy bingo, karaoke, potlucks, holiday celebrations, and community gatherings, with annual HOA dues including lawn maintenance for more time to enjoy it all. Convenient access to I-4 puts Tampa, Orlando, shopping, dining, medical facilities, and Central Florida attractions within reach. Bring your motorhome, settle into your renovated waterfront retreat, and enjoy the freedom of having space for both everyday living and your next adventure! Mount Olive Shores is a deed-restricted Class A motorhome community; ownership or lease of a Class A motorhome is required during the first year of residency.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,645
Sqft
0.31 ac
Lot size
1996
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,465 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,465/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs Polk City actives
$195 vs $270
Days on market
9 vs 107 typical
Where $195/sqft sits among the 94 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 94
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 553% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5214 ISLAND VIEW CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$145,000
5248 ISLAND VIEW CIRCLE S · same community
2 bd · 2 ba · 1,277 sqft · $114/sqft · 119 DOM
Sold · Feb ’26$190,000
5207 ISLAND VIEW CIRCLE S · same community
3 bd · 2 ba · 1,216 sqft · $156/sqft · 66 DOM
Sold · Sep ’26$290,000
5274 ISLAND VIEW CIRCLE N · same community
3 bd · 2.5 ba · 2,400 sqft · $121/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5214 ISLAND VIEW CIRCLE N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5214 ISLAND VIEW CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5214 ISLAND VIEW CIRCLE N FAQs
What would the monthly payment be for 5214 ISLAND VIEW CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,465/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5214 ISLAND VIEW CIRCLE N?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5214 ISLAND VIEW CIRCLE N?+
The most recent tax bill on record (2025) was $1,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5214 ISLAND VIEW CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $320,000, this home is listed about 18% below the Polk City median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5214 ISLAND VIEW CIRCLE N?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner PA. MLS #P4939941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Polk City homes, in your inbox
Like 5214 ISLAND VIEW CIRCLE N but not quite? A daily digest of every new listing in Polk City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →


