CENTURY 21 Edge
$320,0002 bd2 ba1,645 sqft$195 /sqft≈$2,465 /mo all-in ↓

5214 ISLAND VIEW CIRCLE N, POLK CITY, FL, 33868

Active9 days on marketListed Oct 1, 2026MLS #P4939941

Manufactured HomeMOUNT OLIVE SHORES PH 05

About this home

5214 ISLAND VIEW CIRCLE N

Your next adventure deserves an exceptional place to come home to! Completely renovated and situated on a waterfront lot and a half in Phase 5 of Mount Olive Shores, this distinctive RV port property combines comfortable living, generous motorhome accommodations, and remarkable flexibility. The 1,645-square-foot main home offers 2 bedrooms and 2 full baths, while a detached, heated and cooled, two-story building adds 820 square feet—for a combined 2,465 square feet with 3 bedrooms and 3½ baths across both buildings. For added peace of mind, the home comes with a one-year Premium Assurant Home Warranty provided at closing. Designed with the motorhome lifestyle in mind, the impressive 25-foot-wide by 47-foot-long double-wide RV port provides plenty of room to extend your slides, with an RV hookup adding everyday convenience. Set on approximately 0.31 acre, the property offers extra breathing room and a peaceful waterfront setting to enjoy between adventures. Inside the main home, solid wood cabinetry, solid-surface counters, and luxury vinyl plank flooring complement the renovated interior. A spacious living room, separate dinette, and expansive 26½-foot Florida room provide inviting spaces to gather, unwind, and entertain. The generous 18-foot primary bedroom provides a comfortable retreat, while an included washer and dryer simplify daily living. The detached, site-built addition opens up even more possibilities. Its first floor combines a workshop, living area, and convenient half bath, while the second floor features a bedroom and full bath. Whether you envision space for visiting guests, creative projects, hobbies, or a separate office, this versatile building gives you room to make it your own. Life at Mount Olive Shores extends well beyond your doorstep. This gated, golf-cart-friendly community features a 5,000-square-foot heated and cooled Community Center with a full kitchen, pool and shuffleboard tables, arcade games, card room, library, and covered BBQ lanai. Enjoy bingo, karaoke, potlucks, holiday celebrations, and community gatherings, with annual HOA dues including lawn maintenance for more time to enjoy it all. Convenient access to I-4 puts Tampa, Orlando, shopping, dining, medical facilities, and Central Florida attractions within reach. Bring your motorhome, settle into your renovated waterfront retreat, and enjoy the freedom of having space for both everyday living and your next adventure! Mount Olive Shores is a deed-restricted Class A motorhome community; ownership or lease of a Class A motorhome is required during the first year of residency.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,645

Sqft

0.31 ac

Lot size

1996

Year built

One

Levels

$195

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Solid Surface Counters · Solid Wood Cabinets · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewWater
FacesSoutheast
ParkingRV Carport · RV Parking
ExteriorAwning(s) · Private Mailbox · Rain Gutters · RV Hookup

Community & fees

HOA fee$151/mo
Taxes (2025)$1,545/yr
PetsYes
CommunityFishing · Clubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,465 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$129
HOA fee — from the listing$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,465/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$129
HOA / condo fee$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$262KedgeAI estimate $285,413 · range $273K–$300K$333K

vs edgeAI estimate

+12.1%

$/sqft vs Polk City actives

$195 vs $270

Days on market

9 vs 107 typical

Where $195/sqft sits among the 94 Polk City actives

34 · this home
20
18
11
3
8
$140–212$212–283$283–354$354–425$425–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Drive times from this address

Walt Disney World≈ 34 min
Universal Orlando≈ 44 min
Downtown Tampa≈ 45 min
Downtown Orlando≈ 50 min
Orlando Int’l Airport (MCO)≈ 55 min
Tampa Int’l Airport (TPA)≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★★
HighTenoroc High School★★★★★
MiddleLake Alfred Polytech Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced — 6.0 months of inventoryBuyer’s market

$280K → $300K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

46 of 94

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 553% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $320,000 · 9 days on market since
1996Built · MOUNT OLIVE SHORES PH 05

Reality check

What actually sold near 5214 ISLAND VIEW CIRCLE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5248 ISLAND VIEW CIRCLE SSold · Jul ’26

$145,000

5248 ISLAND VIEW CIRCLE S · same community

2 bd · 2 ba · 1,277 sqft · $114/sqft · 119 DOM

5207 ISLAND VIEW CIRCLE SSold · Feb ’26

$190,000

5207 ISLAND VIEW CIRCLE S · same community

3 bd · 2 ba · 1,216 sqft · $156/sqft · 66 DOM

5274 ISLAND VIEW CIRCLE NSold · Sep ’26

$290,000

5274 ISLAND VIEW CIRCLE N · same community

3 bd · 2.5 ba · 2,400 sqft · $121/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 5214 ISLAND VIEW CIRCLE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5214 ISLAND VIEW CIRCLE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5214 ISLAND VIEW CIRCLE N FAQs

What would the monthly payment be for 5214 ISLAND VIEW CIRCLE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,465/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5214 ISLAND VIEW CIRCLE N?+

The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5214 ISLAND VIEW CIRCLE N?+

The most recent tax bill on record (2025) was $1,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5214 ISLAND VIEW CIRCLE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $320,000, this home is listed about 18% below the Polk City median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5214 ISLAND VIEW CIRCLE N?+

Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner PA. MLS #P4939941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Polk City homes, in your inbox

Like 5214 ISLAND VIEW CIRCLE N but not quite? A daily digest of every new listing in Polk City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Iain to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 10, 2026 at 8:53 AM UTC. The listing information on this page last changed on October 10, 2026 at 8:53 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 10, 2026 at 8:53 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 10, 2026 at 8:53 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.