CENTURY 21 Edge
$248,0003 bd2 ba1,510 sqft$164 /sqft≈$2,205 /mo all-in ↓

483 LAKE SUZANNE DRIVE, LAKE WALES, FL, 33859

Active11 days on marketListed Oct 1, 2026MLS #P4940021

✦ Priced 5% below the LAKE WALES 33859 medianSingle Family ResidenceCHALET ESTATES

About this home

483 LAKE SUZANNE DRIVE

Welcome to Chalet Estates on Lake Suzanne, a premier gated 55+ community offering maintenance-free living and an active Florida lifestyle. This wonderful 2-bedroom, 2-bath home with a den is ideally situated on a premium lot with no rear neighbors and is conveniently located directly across the street from the community clubhouse and pool. A charming covered entry, accented by a beautiful leaded-glass front door, welcomes you into the home. The spacious Living Room features a vaulted ceiling, laminate flooring, and peaceful views of the private backyard. The eat-in Kitchen combines style and functionality with warm oak cabinetry featuring convenient pull-out shelves, Corian countertops, and a stunning Carrara marble hexagon tile backsplash. An updated appliance package, Moen gooseneck faucet, and closet pantry add to the kitchen's functionality. The charming breakfast nook provides the perfect spot for casual dining, while the formal Dining Area offers additional seating for entertaining family and friends. The generously sized Primary Bedroom Suite features elegant tray ceilings, a walk-in closet, and direct access to the Florida Room. The ensuite bath offers a comfort-height vanity, while the private water closet features a comfort-height toilet and walk-in shower. The inviting Florida Room features oversized glass sliding doors overlooking the peaceful backyard. Step outside onto the concrete patio, nestled beneath mature trees, and enjoy the privacy this premium lot provides. With no rear neighbors, the backyard offers a wonderful setting for relaxing, entertaining, or simply enjoying the tranquility of your surroundings. Bedroom #2 features an attractive arched window, ceramic tile flooring, and a walk-in closet. The spacious Den/Office is located at the rear of the home and features tile flooring and views of the backyard, making it an ideal space for working from home, hobbies, or a quiet retreat. Additional features include double-pane energy-efficient windows throughout, a dedicated Laundry Room w/utility sink, washer & dryer, Jack-and-Jill-style bath with private water closet, architectural shingle roof 2022, gas water heater 2022, HVAC system 2024, and an RV outlet. The two-car garage features a retractable Sun Deflection garage screen, workshop area, and garage door opener. The low $210 monthly HOA fee includes lawn service, private roads, and clubhouse amenities, allowing you to enjoy the benefits of maintenance-free living, Chalet Estates offers an active and vibrant 55+ lifestyle, with a waterfront clubhouse, heated swimming pool, fitness center, patio area, and access to beautiful Lake Suzanne. The community is conveniently located near shopping, restaurants, medical facilities, major routes, Bok Tower and LEGOLAND Florida Resort, providing both tranquility and everyday convenience. An added opportunity for qualified buyers: the current mortgage is assumable, offering the potential to take advantage of the existing financing terms, subject to lender approval and qualification.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,510

Sqft

0.15 ac

Lot size

2

Garage

2003

Year built

One

Levels

$164

Per sqft

55+ communityPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$210/mo
Taxes (2026)$3,187/yr
PetsYes
CommunityFishing · Lake · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,460
FHA mortgage insurance (est.)$110
Property tax — 2026 actual bill$266
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,680Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,680
Interest rate6.00%
Loan term

Estimated payment

$2,205/mo

Principal & interest$1,460
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$266
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $248K
$218KedgeAI estimate $247,488 · range $227K–$256K$266K

vs edgeAI estimate

+0.2%

$/sqft vs Lake Wales actives

$164 vs $167

Days on market

11 vs 84 typical

Where $164/sqft sits among the 381 Lake Wales actives

66
122 · this home
86
59
18
30
$99–132$132–166$166–200$200–233$233–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Drive times from this address

Walt Disney World≈ 44 min
Universal Orlando≈ 54 min
Downtown Orlando≈ 61 min
Orlando Int’l Airport (MCO)≈ 65 min
Downtown Tampa≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33859 — neighborhood snapshot

Population

10,827

Median age

50.2

Median income

$61,871

Median home value

$200,300

Avg household

2.36

Households w/ children

878

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$275K → $249K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

178 of 381

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $248,000 · 11 days on market since
2003Built · CHALET ESTATES

Reality check

What actually sold near 483 LAKE SUZANNE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

352 LAKE SUZANNE DRIVESold · Oct ’25

$228,000

352 LAKE SUZANNE DRIVE · same community

2 bd · 2 ba · 1,497 sqft · $152/sqft · 19 DOM

348 LAKE SUZANNE DRIVESold · Dec ’25

$250,000

348 LAKE SUZANNE DRIVE · same community

2 bd · 2 ba · 1,546 sqft · $162/sqft · 152 DOM

231 LAKE SUZANNE DRIVESold · Feb ’26

$235,000

231 LAKE SUZANNE DRIVE · same community

2 bd · 2 ba · 1,406 sqft · $167/sqft · 495 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 483 LAKE SUZANNE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 483 LAKE SUZANNE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

483 LAKE SUZANNE DRIVE FAQs

What would the monthly payment be for 483 LAKE SUZANNE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,205/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 483 LAKE SUZANNE DRIVE?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 483 LAKE SUZANNE DRIVE?+

The most recent tax bill on record (2026) was $3,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 483 LAKE SUZANNE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $248,000, this home is listed about 1% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 483 LAKE SUZANNE DRIVE?+

Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Eileen Belanger. MLS #P4940021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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483 LAKE SUZANNE DRIVE, LAKE WALES, FL — 3 Bed, 2 Bath — $248,000 | CENTURY 21 Edge