123 SWALLOW AVENUE, SEBRING, FL, 33870
Active10 days on marketListed Oct 1, 2026MLS #P4940042
About this home
123 SWALLOW AVENUE
Set on an oversized 0.46-acre, fully fenced lot, this property gives you room to breathe, garden, play or simply enjoy the Florida sunshine. Two storage sheds, both with electricity, are ready for a workshop, hobby space, tools or lawn equipment. Inside, over 1,800 sq ft of single-story living offers 2 bedrooms, 2 baths and a bright, open layout. Generous living and dining areas flow into the kitchen, where a large peninsula adds counter space and casual seating. A separate family room works for entertaining, guests or a home office. The primary suite features a walk-in closet and private bath. The finished enclosed rear porch overlooks the yard, and an indoor laundry room and attached 2-car garage add everyday convenience. Storm season? This home is ready. A whole-house generator keeps the lights, refrigerator and A/C running when the power goes out, and polycarbonate hurricane shutters make storm prep fast and easy. Add a roof approximately 3 years old and fresh paint inside and out, and the big-ticket items are already done. With no HOA, a whole-home generator, newer roof, freshly painted interior and exterior, fenced property, and plenty of usable outdoor space, this home offers a great combination of comfort, functionality, and room to make it your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,846
Sqft
0.46 ac
Lot size
2
Garage
2000
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,244 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,244/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs Sebring actives
$171 vs $181
Days on market
10 vs 88 typical
Where $171/sqft sits among the 176 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33870 — neighborhood snapshot
Population
25,067
Median age
52
Median income
$50,606
Median home value
$154,300
Avg household
2.18
Households w/ children
2,349
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
83 of 176
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 SWALLOW AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$230,000
107 ROBIN AVENUE · same community
2 bd · 2 ba · 1,436 sqft · $160/sqft · 147 DOM
Sold · Jul ’26$267,000
317 QUAIL AVENUE · same community
3 bd · 2 ba · 1,402 sqft · $190/sqft · 113 DOM
Sold · Sep ’26$203,000
314 RAIL AVENUE · same community
3 bd · 2 ba · 1,100 sqft · $185/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 123 SWALLOW AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 SWALLOW AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
123 SWALLOW AVENUE FAQs
What would the monthly payment be for 123 SWALLOW AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 SWALLOW AVENUE?+
The most recent tax bill on record (2025) was $1,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $315,000, this home is listed about 7% above the Sebring median of $294,770. The market section on this page shows how the area is trending.
Which schools are assigned to 123 SWALLOW AVENUE?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Tania Bobe. MLS #P4940042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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