
RECKER HIGHWAY, WINTER HAVEN, FL, 33880
Active5 days on marketListed Oct 13, 2026MLS #P4940144
About this home
RECKER HIGHWAY
This 2.6 ± acre commercial development site is strategically located on Recker Highway in Winter Haven, Florida, offering excellent visibility and convenient access within an established residential and commercial area of Polk County. This property presents an opportunity for developers and investors seeking a well-positioned site for a variety of commercial uses. The property benefits from its location near Lake Shipp and its proximity to key destinations throughout Winter Haven. Nearby amenities include Harborside, the AdventHealth Fieldhouse and Conference Center, and the Target shopping center, providing access to retail, recreation, and community facilities. The surrounding area features established residential neighborhoods that support demand for neighborhood-serving businesses, convenience retail, restaurants, professional services, and other commercial uses. Recker Highway provides an important north-south connection through the Winter Haven area, with access south toward State Road 540 and connections to the Polk Parkway and US Highway 92. These regional routes provide connectivity to Lakeland, other Polk County communities, and the broader Central Florida market, including Interstate 4 and the Tampa and Orlando metropolitan areas. Zoned C-3, the property offers a variety of potential development opportunities, including multifamily residential, assisted living, office, medical office, convenience store, gas station, pharmacy, restaurant, and other uses permitted under applicable zoning regulations. Winter Haven continues to benefit from residential growth, expanding commercial amenities, and its central location within Polk County. The city's combination of established neighborhoods, recreational attractions, healthcare facilities, and regional transportation access contributes to its appeal for businesses serving both local residents and the surrounding community. This property offers an opportunity to capitalize on that established trade area while exploring the development potential of a well-located commercial parcel. Buyers are encouraged to independently verify zoning, permitted uses, access points, utilities, traffic counts, environmental conditions, and development requirements with the appropriate authorities.
Facts & features
The home at a glance
2.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,667 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,667/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $279K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 313% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near RECKER HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$21,000
124 1ST STREET
2 bd · 1 ba · 680 sqft · $31/sqft · 296 DOM
Sold · Aug ’26$174,900
112 PALM DRIVE
2 bd · 1.5 ba · 720 sqft · $243/sqft · 26 DOM
Sold · May ’26$119,000
102 2ND STREET N
2 bd · 1 ba · 780 sqft · $153/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about RECKER HIGHWAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for RECKER HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
RECKER HIGHWAY FAQs
What would the monthly payment be for RECKER HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,667/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on RECKER HIGHWAY?+
The most recent tax bill on record (2025) was $297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $950,000, this home is listed about 232% above the Winter Haven median of $286,450. The market section on this page shows how the area is trending.
Which schools are assigned to RECKER HIGHWAY?+
John Snively Elementary (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Reyes. MLS #P4940144.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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