CENTURY 21 Edge
$995,000$1,190,0004 bd3.5 ba2,762 sqft$360 /sqft$7,014 /mo all-in ↓

Palmas del Mar THE VIEWS #22, HUMACAO, PR, 00791

Active472 days on marketListed Apr 29, 2025MLS #PR9113262

Reduced $195KPrivate poolSingle Family ResidencePALMAS DEL MAR

About this home

Palmas del Mar THE VIEWS #22

Elegant Retreat at The Views, Palmas del Mar – Humacao, Puerto Rico Discover serene Caribbean living in this stunning 2-story home at The Views, Palmas del Mar. Perfect for families, couples, or nomadic workers seeking a peaceful space to live, work, and retreat, this residence offers spectacular views of the Caribbean Sea and an open, inviting layout. With 4 bedrooms, 3.5 baths, and generous storage throughout, the spacious design flows seamlessly from the main living areas to the backyard and pool terrace — ideal for hosting gatherings or simply unwinding in your private oasis. Palmas del Mar offers an exceptional lifestyle, featuring a private bilingual school, a lively farmers market, a Casino Hotel with world-class facilities, a Marina for boat enthusiasts, a variety of excellent restaurants, and a top-notch golf course for lovers of the sport. All this, just a short drive from the vibrant cities of San Juan, Caguas, and Fajardo, blending the best of quiet retreat and convenient access to urban energy. Live, work, and relax surrounded by beauty, community, and comfort. AVAILABLE FOR RENT: $5,500 monthly

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,762

Sqft

0.02 ac

Lot size

2

Garage

2012

Year built

Two

Levels

$360

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorOpen Floorplan · PrimaryBedroom Upstairs · Smart Home · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingNone

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter · Slab
FacesSoutheast
ExteriorCourtyard · Sidewalk · Sliding Doors

Community & fees

HOA fee$200/mo
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$7,014 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Est. property taxes (1.1%/yr)$912
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$7,014/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Est. property taxes$912
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of Palmas del Mar THE VIEWS #22

The numbers that matter

The HUMACAO 00791 market

This home is listed 101% above the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $995,000 $195K
Apr 29, 2025Listed at $1,190,000 · 472 days on market since
2012Built · PALMAS DEL MAR

Reality check

What actually sold near Palmas del Mar THE VIEWS #22

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 SHELL CASTLE CLUB UNIT 71Sold · Oct ’25

$1,412,500

1 SHELL CASTLE CLUB UNIT 71 · same community

3 bd · 4.5 ba · 3,000 sqft · $471/sqft · 248 DOM

125 MONTECARLO DRIVESold · Feb ’26

$515,000

125 MONTECARLO DRIVE · same community

3 bd · 2.5 ba · 2,087 sqft · $247/sqft · 61 DOM

38-39 SHELL CASTLESold · May ’26

$1,800,000

38-39 SHELL CASTLE · same community

4 bd · 4.5 ba · 3,718 sqft · $484/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about Palmas del Mar THE VIEWS #22 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Palmas del Mar THE VIEWS #22 — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Palmas del Mar THE VIEWS #22 FAQs

What would the monthly payment be for Palmas del Mar THE VIEWS #22?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,014/mo — principal and interest, estimated property taxes, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at Palmas del Mar THE VIEWS #22?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

Are pets allowed at Palmas del Mar THE VIEWS #22?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $995,000, this home is listed about 101% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$995,000 runs 101% above the HUMACAO 00791 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,190,000, now $995,000 — a $195K cut. The full history is in the market section below.

Listing courtesy of DENISE ORTIZ FIGUEROA · Denise Ortiz Figueroa. MLS #PR9113262.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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