CENTURY 21 Edge
$800,000$875,0004 bd3 ba2,500 sqft$320 /sqft$5,510 /mo all-in ↓

7 ISLA SAN MARCOS UNIT 7, HUMACAO, PR, 00791

Active441 days on marketListed May 23, 2025MLS #PR9113829

Reduced $75KPrivate poolFully furnishedTownhouseSA MARCOS PALMAS DEL MAR

About this home

7 ISLA SAN MARCOS UNIT 7

Isla San Marcos #7 is a luxurious three-story waterfront townhome located in the exclusive gated community of Isla San Marcos within Palmas del Mar, Humacao, Puerto Rico. This fully furnished residence offers 2,080 square feet of elegant living space, featuring 3 bedrooms and 3 bathrooms. It boasts a remodeled kitchen, a spacious terrace ideal for entertaining, and a manually operated generator for peace of mind. A standout feature is the 50-foot private boat slip located directly behind the home, providing instant marina access—perfect for boating enthusiasts. Residents enjoy 24/7 security, a community pool, and a quiet, close-knit neighborhood atmosphere that emphasizes long-term living. Whether as a full-time residence or a tropical getaway, Isla San Marcos #7 delivers a seamless blend of luxury, comfort, and coastal lifestyle. For more details or to schedule a private showing, contact Palmas Luxury Living Realty Group

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,500

Sqft

0.05 ac

Lot size

2000

Year built

Three Or More

Levels

$320

Per sqft

Private poolFurnished

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dryer · Freezer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryInside
CoolingMini-Split Unit(s)
HeatingNone
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
FacesSoutheast
ExteriorAwning(s) · Balcony

Community & fees

PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Stable(s) · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Available · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$5,510 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Est. property taxes (1.1%/yr)$733
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$5,510/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Est. property taxes$733
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of 7 ISLA SAN MARCOS UNIT 7

The numbers that matter

The HUMACAO 00791 market

This home is listed 61% above the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $800,000 $75K
May 23, 2025Listed at $875,000 · 441 days on market since
2000Built · SA MARCOS PALMAS DEL MAR

Reality check

What actually sold near 7 ISLA SAN MARCOS UNIT 7

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Carr 906 Km 6.4 PLAYA GUAYANESSold · Feb ’26

$125,000

Carr 906 Km 6.4 PLAYA GUAYANES

3 bd · 3 ba · 2,520 sqft · $50/sqft · 299 DOM

5 N SHELL CASTLE CLUBSold · Mar ’26

$799,000

5 N SHELL CASTLE CLUB

3 bd · 3 ba · 2,600 sqft · $307/sqft · 70 DOM

0 SE PALMARINA CLUB UNIT 3-ASold · Mar ’26

$415,000

0 SE PALMARINA CLUB UNIT 3-A

3 bd · 2.5 ba · 2,396 sqft · $173/sqft · 196 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7 ISLA SAN MARCOS UNIT 7 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 ISLA SAN MARCOS UNIT 7 — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7 ISLA SAN MARCOS UNIT 7 FAQs

What would the monthly payment be for 7 ISLA SAN MARCOS UNIT 7?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,510/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 7 ISLA SAN MARCOS UNIT 7?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in HUMACAO 00791?+

At $800,000, this home is listed about 61% above the HUMACAO 00791 median of $497,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$800,000 runs 61% above the HUMACAO 00791 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $875,000, now $800,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of ELITE REAL ESTATE · Lillian Gonzalez Rodriguez. MLS #PR9113829.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7 ISLA SAN MARCOS UNIT 7, HUMACAO, PR — 4 Bed, 3 Bath — $800,000 | CENTURY 21 Edge