* SURFSIDE UNIT 39, HUMACAO, PR, 00791
Active127 days on marketListed Mar 20, 2026MLS #PR9120069
About this home
* SURFSIDE UNIT 39
Imagine waking up to ocean breezes and the sound of waves just steps from your door. This exceptional lot in Palmas Del Mar places you only 280 feet from a pristine, secluded beach, tucked away on a quiet cul-de-sac with breathtaking ocean views. With 1,216 square meters of gently sloping, highly buildable land, this is the canvas you have been waiting for to design the home of your dreams. Life at Palmas Del Mar means access to world-class amenities including beaches, tennis, pickleball, golf, marina, equestrian facilities, and Palmas Academy, the on-site bilingual pr¡vate school, all within a secure, gated community with 24-hour surveillance. This is not just a lot. This is the beginning of the life you have always envisioned.
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$5,477 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,477/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside HUMACAO 00791
The numbers that matter
The HUMACAO 00791 market
This home is listed 61% above the HUMACAO 00791 median.
Paper trail
This home's history
Reality check
What actually sold near * SURFSIDE UNIT 39
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5
3 bd · 3 ba · 0 sqft · 169 DOM
Sold · May ’26$425,000
180 PALMAS DRIVE UNIT 52-03
3 bd · 2.5 ba · 0 sqft · 45 DOM
Sold · Feb ’26$230,000
220 PALMANOVA PLAZA UNIT 220
1 bd · 1 ba · 454 sqft · $507/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about * SURFSIDE UNIT 39 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for * SURFSIDE UNIT 39 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
* SURFSIDE UNIT 39 FAQs
What would the monthly payment be for * SURFSIDE UNIT 39?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,477/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at * SURFSIDE UNIT 39?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in HUMACAO 00791?+
At $795,000, this home is listed about 61% above the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CASILLAS REALTY GROUP DBA · Ricardo Casillas. MLS #PR9120069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.