CENTURY 21 Edge

2351 CANOE CREEK ROAD, ST CLOUD, FL, 34769

Active752 days on marketListed Jul 15, 2024MLS #R4908096

About this home

2351 CANOE CREEK ROAD

+/- 274 Feet of Fantastic Arterial Roadway Frontage with 16,369 Average Daily Trips (ADT). Only 1.4 Miles (4 Minutes) to Saint Cloud Hospital (Orlando Health), 2.7 Miles (5 Minutes) to Florida's Turnpike, 4.1 Miles (8 Minutes) to Narcoossee Road, and 18.4 Miles (29 Minutes) to Orlando International Airport (MCO). The Property is Entitled with Professional (P) Zoning within the City of Saint Cloud and Permitted Uses include, but are not limited to: Dental; Drugstore; Office; Mail/Parcel Service; Massage; Medical Office; Pharmacy; Place of Worship (Congregation); Restaurant (including QSR); Urgent Care. Conditional Uses include, but are not limited to: ACLF; Bank; Daycare; Gym; Laundromat; Salon; School; Travel Agency. Approximately 2.91 Acres of Vacant Developable Land with a scattered variety of Mature and Majestic Hardwood Trees ideal for select preservation. NO FEMA 100-Year Floodplain identified within the limits of the Property. Paved Access to both Canoe Creek Road and Fertic Road allow for Excellent Interior Vehicle Circulation, Full Turning Movements at Multiple Locations, and an overall Superior Access Configuration that is Highly Sought After. Public Utilities are available along the +/- 274 Feet of Frontage on Canoe Creek Road and available Mobility Fee Credits will convey with the Property. Take advantage of the Numerous Development Opportunities with this Blank Canvas providing Great Visibility and High Exposure in this Rapidly Growing, Heavily Traversed, Residential Corridor. Seller will consider Private Financing for Qualified Buyers. Offered at $900,000.

Facts & features

The home at a glance

2.91 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesEast

Community & fees

Taxes (2024)$2,309/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Telephone Nearby · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,546 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property tax — 2024 actual bill$192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$5,546/mo

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property taxes (actual bill)$192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 2351 CANOE CREEK ROAD

Drive times from this address

Universal Orlando32 min
Orlando Int’l Airport (MCO)32 min
Walt Disney World33 min
Downtown Orlando33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34769 — neighborhood snapshot

Population

29,247

Median age

36

Median income

$58,764

Median home value

$271,800

Avg household

2.93

Households w/ children

3,039

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$399K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 233% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 15, 2024Listed at $900,000 · 752 days on market since

Reality check

What actually sold near 2351 CANOE CREEK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2935 CANOE CIRCLESold · Oct ’25

$310,000

2935 CANOE CIRCLE

3 bd · 2 ba · 1,062 sqft · $292/sqft · 87 DOM

1143 ANNE ELISA CIRCLESold · Mar ’26

$350,000

1143 ANNE ELISA CIRCLE

3 bd · 2 ba · 1,160 sqft · $302/sqft · 15 DOM

2940 CANOE CIRCLESold · Oct ’25

$320,000

2940 CANOE CIRCLE

3 bd · 2 ba · 1,180 sqft · $271/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2351 CANOE CREEK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2351 CANOE CREEK ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2351 CANOE CREEK ROAD FAQs

What would the monthly payment be for 2351 CANOE CREEK ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2351 CANOE CREEK ROAD?+

The most recent tax bill on record (2024) was $2,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $900,000, this home is listed about 110% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2351 CANOE CREEK ROAD?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$900,000 runs 233% above the ST CLOUD 34769 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

752 days on market against a St Cloud median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of MONUMENT RESOURCE PARTNERS LLC · Jeremy Kibler. MLS #R4908096.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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