3427 16TH AVENUE S, ST PETERSBURG, FL, 33711
Pending96 days on marketListed May 13, 2026MLS #R4911240
About this home
3427 16TH AVENUE S
Welcome to this beautifully renovated St. Petersburg home offering modern comfort, thoughtful upgrades, and exceptional flexibility. Fully updated in 2025, this move-in-ready residence features an open-concept layout, a designer kitchen with a large island, elegant stone finishes, and a bright, inviting living space perfect for everyday living and entertaining. One of the home’s most unique features is the permitted second-floor living area, offering approximately 800 sq. ft. of additional flexible space with two bedrooms and a full bathroom. This private upper level creates endless possibilities — a guest suite, home office, creative studio, media room, playroom, or private retreat. Due to the distinctive roofline and ceiling design, portions of this level are not included in the official heated living square footage, but provide valuable usable space beyond the main living area. Major upgrades provide peace of mind, including a newer roof (2021), newer A/C system (2021), hurricane shutters (2024), professional fumigation (2026), and a new privacy fence (2026). Step outside to enjoy the fully enclosed backyard oasis featuring a built-in fire pit, creating the perfect setting for relaxing evenings and outdoor gatherings. With approximately 1,952 sq. ft. of total usable space, this turnkey property combines St. Petersburg charm with modern upgrades and the flexibility today’s buyers are looking for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,336
Sqft
0.14 ac
Lot size
1926
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,604 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.7%
$/sqft vs St Petersburg actives
$239 vs $336
Days on market
96 vs 57 typical
Where $239/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3427 16TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$200,000
3501 17TH AVENUE S · same community
3 bd · 1 ba · 1,489 sqft · $134/sqft · 147 DOM
Sold · Sep ’25$120,000
3518 16TH AVENUE S · same community
2 bd · 1 ba · 1,121 sqft · $107/sqft · 53 DOM
Sold · Mar ’26$435,000
3457 17TH AVENUE S · same community
3 bd · 2.5 ba · 1,829 sqft · $238/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3427 16TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3427 16TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3427 16TH AVENUE S FAQs
What would the monthly payment be for 3427 16TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3427 16TH AVENUE S?+
The most recent tax bill on record (2025) was $5,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $319,000, this home is listed about 27% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3427 16TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EASY REALTY · Jing Wang. MLS #R4911240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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