3537 CLAY BRICK ROAD UNIT 3537, HARMONY, FL, 34773
Active2 days on marketListed Aug 24, 2026MLS #R4911869
About this home
3537 CLAY BRICK ROAD UNIT 3537
DESIRABLE HARMONY! GREAT LOCATION, GREAT INVESTMENT; LOCATED JUST EAST OF ST. CLOUD AND JUST WEST OF THE EAST COAST, EASY COMMUTE TO AIRPORT, BEACHES, MAJOR ROADWAYS, SHOPPING AND AREA SCHOOLS. CONDO PROVIDES FIRST FLOOR ENTRY AND GARAGE ACCESS WITH SECOND FLOOR LIVING; OPEN FLOOR PLAN WITH EQUIPPED KITCHEN INCL. BREAKFAST BAR & CLOSET PANTRY, DINING SPACE, GREAT ROOM, SLIDERS TO CUTE BALCONY, NEUTRAL COLORS - ON WALLS, CARPETS & TILES. PRIMARY BEDROOM IS ROOMY WITH GREAT BATHROOM SPACE - INCL. WC, SHOWER W/ GARDEN TUB, DUAL VANITY, WALK IN CLOSET AND ACCESS TO INTERIOR AC UNIT FROM CLOSET SPACE. INSIDE LAUNDRY IS A PLUS ON 2ND FLOOR LIVING - DON'T HAVE TO GO UP & DOWN STAIRS TO GET THE LAUNDRY DONE! 2ND BEDROOM OFFERS CLOSET WITH 2ND BATHROOM JUST OUTSIDE THE DOORWAY; INCL. TUB/SHOWER COMBO & SINGLE VANITY. THIS CONDO HAS BEEN A LONG TERM RENTAL FOR NEARLY 20 YEARS - ITS IN GREAT SHAPE FOR ITS NEXT OWNER!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,316
Sqft
0.08 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,283 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,283/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Harmony actives
$161 vs $209
Days on market
2 vs 47 typical
Where $161/sqft sits among the 45 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$409K → $380K
Harmony median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
24 of 45
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3537 CLAY BRICK ROAD UNIT 3537
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$210,000
7134 FORTY BANKS ROAD UNIT 0 · same community
2 bd · 2 ba · 1,316 sqft · $160/sqft · 66 DOM
Sold · Sep ’25$189,900
7128 RED LANTERN DRIVE UNIT 0 · same community
2 bd · 2 ba · 1,316 sqft · $144/sqft · 169 DOM
Sold · Sep ’25$216,000
7137 HARMONY SQUARE DRIVE UNIT 31A · same community
2 bd · 2 ba · 1,316 sqft · $164/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3537 CLAY BRICK ROAD UNIT 3537 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3537 CLAY BRICK ROAD UNIT 3537 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3537 CLAY BRICK ROAD UNIT 3537 FAQs
What would the monthly payment be for 3537 CLAY BRICK ROAD UNIT 3537?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,283/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3537 CLAY BRICK ROAD UNIT 3537?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3537 CLAY BRICK ROAD UNIT 3537?+
The most recent tax bill on record (2025) was $4,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3537 CLAY BRICK ROAD UNIT 3537?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $211,900, this home is listed about 45% below the Harmony median of $387,350. The market section on this page shows how the area is trending.
Which schools are assigned to 3537 CLAY BRICK ROAD UNIT 3537?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HARMONY 34773 market on paper
$211,900 is 31% below the HARMONY 34773 median of $307,450, and at $161/sqft it sits under the Harmony average of $207.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Harmony market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DEESE MANAGEMENT & REAL ESTATE · Christina Gentry. MLS #R4911869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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