27627 LOIS DRIVE, TAVARES, FL, 32778
Active3 days on marketListed Sep 17, 2026MLS #R4912015
About this home
27627 LOIS DRIVE
Waterfront living with no HOA and direct boat access to the Harris Chain of Lakes. This updated 5-bedroom, 3-bath canal-front home offers plenty of room, and the major work is already done: new roof in March 2026, two new A/C systems in September 2024, updated bathrooms and kitchen, fresh interior paint 2026 and exterior paint completed in 2024. From your own backyard, pull the boat out of your covered dock through the chain to lunch in historic downtown Mount Dora, spend the day fishing, or catch a sunset cruise on some of Central Florida's best-known lakes. Back on land, the oversized driveway has room for your boat, trailer, and extra vehicles, with no HOA rules about where they go. Inside, fresh paint throughout gives the home a clean, move-in-ready feel. The primary suite features an updated double vanity and a luxurious shower with dual shower heads. Four more bedrooms and two additional baths give you room for guests, a home office, a gym, or hobby space. You're minutes from downtown Tavares and downtown Mount Dora and their lakefront parks and restaurants, with Orlando and the area's major attractions, like Disney and I-Drive within easy reach by car. If you've been looking for an updated waterfront home with room to spread out, no HOA, and a boat ride to some of Central Florida's favorite lakes, schedule your showing today.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,780
Sqft
0.26 ac
Lot size
2
Garage
1985
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,732 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,732/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavares actives
$203 vs $190
Days on market
3 vs 45 typical
Where $203/sqft sits among the 257 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
129 of 257
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 27627 LOIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$345,000
27727 LOIS DRIVE · same community
3 bd · 2 ba · 1,541 sqft · $224/sqft · 38 DOM
Sold · Jun ’26$255,000
10433 HIGH GROVE AVENUE · same community
2 bd · 2 ba · 1,381 sqft · $185/sqft · 119 DOM
Sold · Sep ’25$182,500
102 OAK GROVE STREET · same community
2 bd · 2 ba · 1,300 sqft · $140/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 27627 LOIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27627 LOIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
27627 LOIS DRIVE FAQs
What would the monthly payment be for 27627 LOIS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,732/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 27627 LOIS DRIVE?+
The most recent tax bill on record (2025) was $3,737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 27627 LOIS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $565,000, this home is listed about 71% above the Tavares median of $329,745. The market section on this page shows how the area is trending.
Which schools are assigned to 27627 LOIS DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 74% above the TAVARES 32778 median — but at 2,780 sqft it's also 63% larger than the typical Tavares listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Tavares market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ELITE PROPERTIES GROUP OF LAKE , INC · Adam Hendershot. MLS #R4912015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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