CENTURY 21 Edge
$300,0003 bd2.5 ba1,724 sqft$174 /sqft$2,544 /mo all-in ↓

403 ARBOR LAKES DRIVE, DAVENPORT, FL, 33896

Active421 days on marketListed Jun 12, 2025MLS #S5128941

Priced 23% below the Davenport medianTownhouseLAKE BLUFF/TOWN CENTER EAST-PH

About this home

403 ARBOR LAKES DRIVE

Nice 3-bedroom, 2.5-bath townhouse in the gated Lake Bluff community, right in the heart of Champions Gate and just minutes from Disney and all the theme parks. Income-producing property, currently tenant-occupied until November 2026.Great for Investor already generating Income! You’ll be close to great restaurants, shopping, and I-4, making it super easy to get around Central Florida. The community pool is perfect for relaxing or hanging out with friends. Inside, the open floor plan flows nicely between the kitchen, dining, and living areas. The spacious primary bedroom and two other bedrooms give plenty of room to spread out. Whether you’re looking for a solid long-term rental investment or a comfy place to call home, this one’s worth checking out. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,724

Sqft

0.06 ac

Lot size

1

Garage

2018

Year built

Two

Levels

$174

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$159/mo
Taxes (2024)$3,912/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,544 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2024 actual bill$326
HOA fee — from the listing$159
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,544/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$326
HOA / condo fee$159
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$261KedgeAI estimate $286,064 · range $272K$322K$334K

vs edgeAI estimate

+4.9%

$/sqft vs Davenport actives

$174 vs $191

Days on market

421 vs 53 typical

Where $174/sqft sits among the 400 Davenport actives

63
93 · this home
91
69
40
44
$147–165$165–183$183–201$201–219$219–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 403 ARBOR LAKES DRIVE

Drive times from this address

Walt Disney World18 min
Universal Orlando28 min
Downtown Orlando34 min
Orlando Int’l Airport (MCO)39 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

174 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the Davenport median. See the full Davenport market guide →

Paper trail

This home's history

Jun 12, 2025Listed at $300,000 · 421 days on market since
2018Built · LAKE BLUFF/TOWN CENTER EAST-PH

Reality check

What actually sold near 403 ARBOR LAKES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

440 ARBOR LAKES DRIVESold · Nov ’25

$280,000

440 ARBOR LAKES DRIVE · same community

3 bd · 2.5 ba · 1,724 sqft · $162/sqft · 55 DOM

276 ARBOR LAKES DRIVESold · Jun ’26

$269,900

276 ARBOR LAKES DRIVE · same community

3 bd · 2.5 ba · 1,724 sqft · $157/sqft · 30 DOM

347 ARBOR LAKES DRIVESold · Mar ’26

$265,000

347 ARBOR LAKES DRIVE · same community

3 bd · 2.5 ba · 1,507 sqft · $176/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 403 ARBOR LAKES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 403 ARBOR LAKES DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

403 ARBOR LAKES DRIVE FAQs

What would the monthly payment be for 403 ARBOR LAKES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,544/mo — principal and interest, the actual property-tax bill, the $159/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 403 ARBOR LAKES DRIVE?+

The association fee works out to $159 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 403 ARBOR LAKES DRIVE?+

The most recent tax bill on record (2024) was $3,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 403 ARBOR LAKES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $300,000, this home is listed about 23% below the Davenport median of $389,999. The market section on this page shows how the area is trending.

Listing courtesy of VS INTERNATIONAL PROPERTIES · Jose Serrano, PA. MLS #S5128941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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