116 N CALADIUM AVENUE, LAKE ALFRED, FL, 33850
Active382 days on marketListed Jun 24, 2025MLS #S5129620
About this home
116 N CALADIUM AVENUE
This is a very beautiful lot located within the Water Ridge community, with Lake Alfred front, and ready to build the house of your dreams with an awesome view. Water Ridge is a private gated community , known for its luxurious amenities, three swimming pools , fitness center, clubhouse, tennis courts, boat ramps, and a gazebo with a grill, as well as boat and RV storage facilities, pickleball courts and a clubhouse.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
Days on market
382 vs 61 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water Ridge
Drive times from this address
Get to know Lake Alfred. See the full Lake Alfred guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$320K → $349K
Lake Alfred median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the Water Ridge median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 N CALADIUM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$120,000
1949 REGINA DRIVE
2 bd · 1 ba · 672 sqft · $179/sqft · 55 DOM
Sold · Oct ’25$110,000
100 DAWSON LANE NW
2 bd · 1 ba · 768 sqft · $143/sqft · 9 DOM
Sold · Feb ’26$75,000
2059 THELMA DRIVE
2 bd · 2 ba · 798 sqft · $94/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 116 N CALADIUM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 N CALADIUM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
116 N CALADIUM AVENUE FAQs
What would the monthly payment be for 116 N CALADIUM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,120/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 116 N CALADIUM AVENUE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 116 N CALADIUM AVENUE?+
The most recent tax bill on record (2023) was $1,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 116 N CALADIUM AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $114,000, this home is listed about 66% below the Lake Alfred median of $334,995. The market section on this page shows how the area is trending.
Which schools are assigned to 116 N CALADIUM AVENUE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$114,000 runs 15% above the Water Ridge median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
382 days on market against a Lake Alfred median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $129,000, now $114,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 EDGE · Leila Sabat. MLS #S5129620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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