CENTURY 21 Edge
$445,000$495,000$3,127 /mo all-in ↓

000 MIDWAY TERRACE, OCALA, FL, 34472

Active336 days on marketListed Sep 3, 2025MLS #S5133989

Reduced $50KSILVER SPGS SHORES UN 07

About this home

000 MIDWAY TERRACE

Exceptional development opportunity! "Drastically reduce asking price" 1-acre vacant lot has already been approved by the county for 10 townhomes, offering a rare chance to bring a multi-unit residential project to life in a prime location. The property provides ample space for modern design, community amenities, and efficient layouts, making it ideal for builders and investors seeking strong long-term value. With approvals in place, much of the groundwork is complete—streamlining the path to construction and future sales. Don’t miss this opportunity to secure a ready-to-build parcel with tremendous potential. MOTIVATED SELLER!!!!

Facts & features

The home at a glance

0.85 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$1,801/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,127 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2024 actual bill$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,127/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 000 MIDWAY TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $445,000 $50K
Sep 3, 2025Listed at $495,000 · 336 days on market since

Reality check

What actually sold near 000 MIDWAY TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 HEMLOCK TRAILSold · Oct ’25

$225,000

5 HEMLOCK TRAIL · same community

3 bd · 2 ba · 1,011 sqft · $223/sqft · 73 DOM

4 HEMLOCK LOOP TRACESold · Jul ’26

$220,000

4 HEMLOCK LOOP TRACE · same community

3 bd · 2 ba · 1,415 sqft · $155/sqft · 13 DOM

12 HEMLOCK RUNSold · May ’26

$223,500

12 HEMLOCK RUN · same community

3 bd · 2 ba · 1,430 sqft · $156/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 000 MIDWAY TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 000 MIDWAY TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

000 MIDWAY TERRACE FAQs

What would the monthly payment be for 000 MIDWAY TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,127/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 000 MIDWAY TERRACE?+

The most recent tax bill on record (2024) was $1,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $445,000, this home is listed about 49% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 000 MIDWAY TERRACE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$445,000 runs 102% above the OCALA 34472 median.

02Time on market is leverage

336 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $495,000, now $445,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KISMET 2 REALTY INC. · Oscar Donado. MLS #S5133989.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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000 MIDWAY TERRACE, OCALA, FL — $445,000 | CENTURY 21 Edge