2922 FIELDWOOD CIRCLE, ST CLOUD, FL, 34772
Active252 days on marketListed Nov 10, 2025MLS #S5138317
About this home
2922 FIELDWOOD CIRCLE
One or more photo(s) has been virtually staged. For Sale – Elegant Townhome at 2922 Fielwood Circle, St. Cloud, Florida Welcome to 2922 Fielwood Circle — a beautifully maintained two-story townhome offering the perfect blend of comfort, functionality and modern style. This spacious residence features three well-appointed bedrooms across two levels of thoughtfully designed living space, ideal for families, professionals or investors seeking a low-maintenance lifestyle in a desirable location. Enjoy a bright open floor plan, a contemporary kitchen with quality finishes, and inviting living areas that provide the perfect setting for relaxation or entertaining. The home’s layout ensures privacy and convenience, with all bedrooms offering generous storage and natural light. Location & Nearby Amenities: Situated in a quiet, well-connected community in St. Cloud, the property offers easy access to major roadways. Just minutes away from community green space and trails, including Peghorn Nature Park and Trails — a 58-acre passive park featuring nature walks and educational features. City of St. Cloud Close to the charming downtown of St. Cloud, with historic sites such as the St. Cloud Heritage Museum and the Grand Army of the Republic Memorial Hall, giving the area cultural depth and community character. Within easy reach of schools, shopping, dining and all the conveniences of modern life — while still offering the tranquility of suburban living. Whether you’re looking for your next home or a smart investment opportunity, this townhome delivers exceptional value and modern living in one of Central Florida’s most appealing communities. Schedule your private showing today and experience all that this beautiful townhome.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,884
Sqft
0.1 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,871 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,871/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs St Cloud actives
$180 vs $220
Days on market
252 vs 33 typical
Where $180/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
192 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2922 FIELDWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
2935 FIELDWOOD CIRCLE · same community
3 bd · 2.5 ba · 1,884 sqft · $173/sqft · 41 DOM
Sold · Feb ’26$320,000
3055 FIELDWOOD CIR ST · same community
3 bd · 2.5 ba · 1,884 sqft · $170/sqft · 84 DOM
Sold · Jul ’25$325,000
2962 FIELDWOOD CIRCLE · same community
3 bd · 2.5 ba · 1,884 sqft · $173/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2922 FIELDWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2922 FIELDWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2922 FIELDWOOD CIRCLE FAQs
What would the monthly payment be for 2922 FIELDWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,871/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2922 FIELDWOOD CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2922 FIELDWOOD CIRCLE?+
The most recent tax bill on record (2024) was $5,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2922 FIELDWOOD CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $340,000, this home is listed about 20% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2922 FIELDWOOD CIRCLE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34772 market on paper
$340,000 is 8% below the ST CLOUD 34772 median of $369,990, and at $180/sqft it sits under the St Cloud average of $236.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
252 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $365,000, now $340,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIFESTYLE INTERNATIONAL REALTY · Erika Garcia De Caso. MLS #S5138317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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