3827 BAY CLUB CIRCLE UNIT 204, KISSIMMEE, FL, 34741
Active279 days on marketListed Jan 4, 2026MLS #S5141001
About this home
3827 BAY CLUB CIRCLE UNIT 204
Investment Opportunity – Tenant in Place Until October 2026! Welcome to this spacious 2-bedroom, 2-bath condo located in the heart of Kissimmee, just minutes from Walt Disney World, Universal, and major shopping and dining. This well-maintained unit features an open-concept layout, fully equipped kitchen, and a private balcony perfect for enjoying Florida’s sunshine. Currently leased at $1,700/month through October 2026, this property offers immediate rental income in a high-demand location. Whether you’re expanding your investment portfolio or seeking a vacation retreat with long-term tenants already in place, this condo is a solid choice. With a low-maintenance lifestyle and strong rental potential, this is your chance to own a profitable piece of Central Florida real estate. Don’t miss this opportunity—secure your investment today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
910
Sqft
0 ac
Lot size
2
Garage
1989
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,934 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,934/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.7%
$/sqft vs Kissimmee actives
$200 vs $205
Days on market
279 vs 89 typical
Where $200/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34741 — neighborhood snapshot
Population
56,429
Median age
33.9
Median income
$50,278
Median home value
$270,200
Avg household
2.94
Households w/ children
6,737
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3827 BAY CLUB CIRCLE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$139,900
3838 NAUTICAL WAY UNIT 104 · same community
2 bd · 2 ba · 910 sqft · $154/sqft · 65 DOM
Sold · Jun ’26$205,500
4103 SPITFIRE AVENUE
2 bd · 2 ba · 930 sqft · $221/sqft · 59 DOM
Sold · Dec ’25$200,000
4132 FLYING FORTRESS AVENUE
2 bd · 2 ba · 930 sqft · $215/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3827 BAY CLUB CIRCLE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3827 BAY CLUB CIRCLE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3827 BAY CLUB CIRCLE UNIT 204 FAQs
What would the monthly payment be for 3827 BAY CLUB CIRCLE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,934/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3827 BAY CLUB CIRCLE UNIT 204?+
The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3827 BAY CLUB CIRCLE UNIT 204?+
The most recent tax bill on record (2025) was $2,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3827 BAY CLUB CIRCLE UNIT 204?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $182,000, this home is listed about 51% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3827 BAY CLUB CIRCLE UNIT 204?+
Highlands Elementary School (elementary), Osceola High School (high), Denn John Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34741 market on paper
$182,000 is 11% below the KISSIMMEE 34741 median of $205,000, and at $200/sqft it sits under the Kissimmee average of $213.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
279 days on market against a Kissimmee median of 89 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $184,000, now $182,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AROD PARTNERS REALTY · Adriana Sanchez. MLS #S5141001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 3827 BAY CLUB CIRCLE UNIT 204 but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →