111 KRENSON BAY LOOP, WINTER HAVEN, FL, 33881
Active199 days on marketListed Mar 5, 2026MLS #S5145191
About this home
111 KRENSON BAY LOOP
One or more photo(s) has been virtually staged. Short Sale. Built in 2023, this move-in-ready 3-bedroom, 2-bath home with a 2-car garage offers 1,543 square feet of bright, open living space in the gated Krenson Bay community. The kitchen features white cabinetry, stainless steel appliances, a large center island, and ample storage overlooking the spacious living and dining areas. High ceilings and large windows fill the home with natural light, creating a bright and welcoming atmosphere. The private primary suite includes a walk-in closet and an ensuite bathroom with dual sinks and a walk-in shower. Two additional bedrooms, a guest bathroom, and an interior laundry room complete the functional floor plan. Enjoy low HOA fees and no CDD, with convenient access to shopping, dining, major roadways, LEGOLAND Florida, and Winter Haven’s Chain of Lakes. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,543
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
$/sqft vs Winter Haven actives
$181 vs $170
Days on market
199 vs 48 typical
Where $181/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florence Villa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Florence Villa — neighborhood snapshot
Population
5,369
Median age
39
Median income
$30,573
Median home value
$63,082
Avg household
3
Households w/ children
620
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
218 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 111 KRENSON BAY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$270,000
228 KRENSON BAY LOOP · same community
3 bd · 2 ba · 1,801 sqft · $150/sqft · 146 DOM
Sold · Aug ’26$270,000
319 AVENUE A NE
3 bd · 2 ba · 1,560 sqft · $173/sqft · 4 DOM
Sold · Jul ’26$207,500
610 AVENUE A NE
3 bd · 1.5 ba · 1,512 sqft · $137/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 111 KRENSON BAY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 111 KRENSON BAY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
111 KRENSON BAY LOOP FAQs
What would the monthly payment be for 111 KRENSON BAY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,318/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 111 KRENSON BAY LOOP?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 111 KRENSON BAY LOOP?+
The most recent tax bill on record (2025) was $3,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 111 KRENSON BAY LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $280,000, this home is listed about 2% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 111 KRENSON BAY LOOP?+
Fred G. Garner Academy (elementary), Westwood Middle School (middle), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$280,000 runs 22% above the WINTER HAVEN 33881 median.
02Time on market is leverage
199 days on market against a Winter Haven median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $305,000, now $280,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Carolina Flores, LLC. MLS #S5145191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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