34 DEL PALMA DRIVE, PALM COAST, FL, 32137
Active140 days on marketListed Mar 23, 2026MLS #S5146388
About this home
34 DEL PALMA DRIVE
Nestled in the heart of Palm Coast, one of Florida’s newest cities incorporated in 1999, the vacant lot at 34 Del Palma offers a blank canvas for your dream home or next investment project. This prime parcel (50 X 125) is located within the exclusive Marina Del Palma YACHT CLUB gated community, offering an unparalleled lifestyle for those who value security, privacy, and easy access to coastal living. This community is perfect for homeowners looking to blend luxury with serenity. As a resident, you’ll enjoy access to a 3,000 sq. ft. waterfront clubhouse, a state-of-the-art fitness center, and a resort-style pool—perfect for relaxing or socializing. The community is also ideally situated across from a sprawling 4,000-acre preserve with trails for walking, biking, or simply strolling to take in the natural surroundings. And as a bonus, ownership of this lot includes a personal spot in the community’s STATE-OF-THE-ART DRY STORGAGE BOAT FACILITY, complete with valet boat service. Imagine the ease of having your boat ready for a day on the water with just a call—boating has never been this effortless. Plus, the nearby Intracoastal Waterway on the Matanzas River provides access to the Atlantic, offering endless opportunities for aquatic adventures, from fishing to sunset cruises. Palm Coast is known for its miles of scenic hiking trails and picturesque beaches, and this lot puts you just minutes from both. Even better, it’s only 4.1 miles to Flagler Beach, where you can bask in the sun, enjoy the surf, and take in the laid-back coastal vibe. Whether you’re exploring the great outdoors, enjoying world-class golf courses, or indulging in the local shopping and dining scene, you’ll experience a lifestyle that perfectly blends tranquility and convenience. With generous dimensions and level terrain, 34 Del PALMA offers endless possibilities for design and construction. Whether you’re dreaming of a cozy retreat or a striking modern masterpiece, this property ensures the ideal setting to bring your vision to life. Opportunities like this are becoming increasingly rare in Palm Coast, especially within sought-after communities like Marina Del Palma Yacht Club, where natural beauty meets a vibrant coastal lifestyle. Don’t wait—secure your slice of paradise today and start building the future you’ve always imagined!
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 DEL PALMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$515,000
14 DEL PALMA DRIVE · same community
3 bd · 3 ba · 1,839 sqft · $280/sqft · 168 DOM
Sold · Jul ’26$725,000
11 DEL PALMA DRIVE · same community
3 bd · 3 ba · 1,845 sqft · $393/sqft · 4 DOM
Sold · May ’26$535,000
11 RIO VISTA DRIVE · same community
3 bd · 2 ba · 2,020 sqft · $265/sqft · 533 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 34 DEL PALMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 DEL PALMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
34 DEL PALMA DRIVE FAQs
What would the monthly payment be for 34 DEL PALMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,619/mo — principal and interest, the actual property-tax bill, the $451/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 34 DEL PALMA DRIVE?+
The association fee works out to $451 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 34 DEL PALMA DRIVE?+
The most recent tax bill on record (2025) was $1,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34 DEL PALMA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $137,990, this home is listed about 65% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 34 DEL PALMA DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$137,990 is 64% below the PALM COAST 32137 median of $381,175.
02Time on market is leverage
140 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Marissa Crawford. MLS #S5146388.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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