CENTURY 21 Edge
✦ Short-Term Rental Eligible
$269,9902 bd2 ba1,126 sqft$240 /sqft≈$3,192 /mo all-in ↓

4721 CLOCK TOWER DRIVE UNIT 304, KISSIMMEE, FL, 34746

Active157 days on marketListed May 6, 2026MLS #S5149389

✦ Priced 19% below the KISSIMMEE 34746 medianFully furnishedCondominiumTHE TERRACES AT STOREY LAKE CONDO 1 PH 1

About this home

4721 CLOCK TOWER DRIVE UNIT 304

One or more photo(s) has been virtually staged. INCOME-PRODUCING condo in the famous Storey Lake Resort — currently operating as an active nightly rental! This fully furnished 2-bedroom, 2-bath third-floor unit in The Terraces offers 1,126 sq ft with a bright open layout, modern kitchen with stainless steel appliances and breakfast bar, in-unit laundry, and a PRIVATE BALCONY to unwind after a park day. The HOA covers cable, internet, Wi-Fi, phone, water, exterior maintenance, and 24-hour guarded gated access — dramatically simplifying operating costs — plus full access to the spectacular Hideaway Clubhouse just a short walk away: zero-entry resort pool with private cabanas, heated lazy river, dual waterslides, jacuzzi spa, splash pad, poolside tiki bar and ice cream parlor, fitness center, 9-hole mini golf, sand volleyball, basketball, kayak rentals on the lake, and a free resort shuttle. Unbeatable location: Walt Disney World is just 5 miles away (about 10–15 minutes via Osceola Parkway, no tolls), with Universal, SeaWorld, the outlets, and I-4 within 15–20 minutes. Short-term rental zoned — one of the most accessible price points in any Orlando resort community, ideal as an income property, second home, or personal getaway. Buyer and buyer's agent to verify HOA, rental restrictions, fees, measurements, taxes, amenity access, parking, and included furnishings/inventory. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,126

Sqft

0.03 ac

Lot size

2019

Year built

One

Levels

$240

Per sqft

Furnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Trash Compactor · Washer
InteriorLiving Room/Dining Room Combo · Thermostat
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingOpen
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$882/mo
Taxes (2025)$5,291/yr
PetsBreed Restrictions
CommunityClubhouse · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,192 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$441
Condo fee — from the listing$882
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$3,192/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$441
HOA / condo fee$882
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$237KedgeAI estimate $264,145 · range $247K–$279K$290K

vs edgeAI estimate

+2.2%

$/sqft vs Kissimmee actives

$240 vs $204

Days on market

157 vs 89 typical

Where $240/sqft sits among the 400 Kissimmee actives

92
109
87
48 · this home
32
32
$151–178$178–205$205–232$232–259$259–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Storey Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityStorey Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price9.3%
Homes for rent right now1,058

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside The Terraces At Storey Lake

Drive times from this address

Walt Disney World≈ 13 min
Universal Orlando≈ 18 min
Downtown Orlando≈ 24 min
Orlando Int’l Airport (MCO)≈ 27 min
Downtown Tampa≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Storey Lake is a short-term-rental community. See the full guide →

The Terraces At Storey Lake — neighborhood snapshot

Population

1,668

Median age

31

Median income

$65,698

Median home value

$358,400

Avg household

3

Households w/ children

215

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

213 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

May 6, 2026Listed at $269,990 · 157 days on market since
2019Built · THE TERRACES AT STOREY LAKE CONDO 1 PH 1

Reality check

What actually sold near 4721 CLOCK TOWER DRIVE UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4721 CLOCK TOWER DRIVE UNIT 207Sold · Dec ’25

$265,000

4721 CLOCK TOWER DRIVE UNIT 207 · same community

2 bd · 2 ba · 1,186 sqft · $223/sqft · 18 DOM

1019 BASEBALL AND BOARDWALK COURT UNIT 1019Sold · Feb ’26

$180,000

1019 BASEBALL AND BOARDWALK COURT UNIT 1019

2 bd · 2 ba · 1,052 sqft · $171/sqft · 8 DOM

2007 DISNEY MGM STUDIO CTSold · Dec ’25

$205,000

2007 DISNEY MGM STUDIO CT

2 bd · 2 ba · 1,052 sqft · $195/sqft · 294 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 4721 CLOCK TOWER DRIVE UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4721 CLOCK TOWER DRIVE UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4721 CLOCK TOWER DRIVE UNIT 304 FAQs

What would the monthly payment be for 4721 CLOCK TOWER DRIVE UNIT 304?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,192/mo — principal and interest, the actual property-tax bill, the $882/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4721 CLOCK TOWER DRIVE UNIT 304?+

The association fee works out to $882 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4721 CLOCK TOWER DRIVE UNIT 304?+

The most recent tax bill on record (2025) was $5,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4721 CLOCK TOWER DRIVE UNIT 304 be rented short-term?+

Yes — this home sits inside Storey Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4721 CLOCK TOWER DRIVE UNIT 304?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $269,990, this home is listed about 28% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4721 CLOCK TOWER DRIVE UNIT 304?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the KISSIMMEE 34746 market on paper

$269,990 is 19% below the KISSIMMEE 34746 median of $335,000.

02Zoned for nightly rentals

Storey Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04Know the monthly fee

The association fee is $882/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of AGENT TRUST REALTY CORPORATION · Ernesto Pineda. MLS #S5149389.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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