CENTURY 21 Edge
$270,0003 bd2 ba1,065 sqft$254 /sqft$2,151 /mo all-in ↓

1716 TERRY CIRCLE NE, WINTER HAVEN, FL, 33881

Active64 days on marketListed Jun 2, 2026MLS #S5150876

Fully furnishedSingle Family ResidenceBUCKEYE HAVEN

About this home

1716 TERRY CIRCLE NE

1716 Terry Circle NE, Winter Haven, FL 33881, is a beautifully maintained and fully furnished home offering the perfect blend of comfort, convenience, and investment potential. This move-in-ready property features ceramic tile flooring throughout, updated bathrooms, and a bright, open floor plan with spacious living and dining areas that flow seamlessly into a large kitchen with breakfast bar seating and all stainless steel appliances included. The thoughtfully designed layout provides privacy for the primary bedroom, separating it from the additional bedrooms to create a peaceful retreat. Tasteful furnishings and décor are included, making this a truly turnkey opportunity for homeowners, seasonal residents, or investors alike. The neutral color palette, abundant natural light, and functional layout create a warm and inviting atmosphere ideal for everyday living or entertaining guests. Adding to the home's value and peace of mind is a roof that is only five years old. One of the property's most attractive features is the absence of HOA fees and restrictions, offering greater flexibility and freedom for the new owner. Conveniently located in the heart of Winter Haven, the property is just minutes from LEGOLAND Florida Resort and Peppa Pig Theme Park Florida, making it an excellent choice for vacation home buyers and visitors. Residents will also enjoy easy access to the Winter Haven Chain of Lakes, offering endless opportunities for boating, fishing, and outdoor recreation. Nearby shopping, dining, schools, medical facilities, and the vibrant downtown district provide everything needed for comfortable Florida living. With convenient access to major highways connecting Orlando and Tampa, this fully furnished home presents a rare opportunity to own a turnkey property in one of Central Florida’s fastest-growing and most desirable locations. Showings will begin next week, so don't miss your chance to explore all that this exceptional home has to offer and schedule your private tour today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,065

Sqft

0.14 ac

Lot size

2

Garage

1989

Year built

One

Levels

$254

Per sqft

Furnished

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesEast
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,382/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,151 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$282
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,151/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$282
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$203KedgeAI estimate $238,293 · range $211K$290K$301K

vs edgeAI estimate

+13.3%

$/sqft vs Winter Haven actives

$254 vs $169

Days on market

64 vs 48 typical

Where $254/sqft sits among the 400 Winter Haven actives

56
82
117
80
33
32 · this home
$108–132$132–156$156–181$181–205$205–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 1716 TERRY CIRCLE NE

Drive times from this address

Walt Disney World45 min
Universal Orlando55 min
Downtown Orlando61 min
Orlando Int’l Airport (MCO)65 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33881 — neighborhood snapshot

Population

39,189

Median age

43.6

Median income

$53,867

Median home value

$177,400

Avg household

2.61

Households w/ children

3,730

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryFred G. Garner Academy★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

197 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jun 2, 2026Listed at $270,000 · 64 days on market since
1989Built · BUCKEYE HAVEN

Reality check

What actually sold near 1716 TERRY CIRCLE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1726 TERRY CIRCLE NESold · Nov ’25

$245,000

1726 TERRY CIRCLE NE · same community

3 bd · 2 ba · 1,376 sqft · $178/sqft · 74 DOM

119 14TH STREET SESold · Nov ’25

$190,000

119 14TH STREET SE

2 bd · 1 ba · 1,060 sqft · $179/sqft · 46 DOM

99 14TH STREET SESold · Jun ’26

$160,000

99 14TH STREET SE

3 bd · 1 ba · 1,051 sqft · $152/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1716 TERRY CIRCLE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1716 TERRY CIRCLE NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1716 TERRY CIRCLE NE FAQs

What would the monthly payment be for 1716 TERRY CIRCLE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1716 TERRY CIRCLE NE?+

The most recent tax bill on record (2025) was $3,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $270,000, this home is listed about 5% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1716 TERRY CIRCLE NE?+

Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT REALTY 4CORNERS · Carlos DeJesus. MLS #S5150876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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