495 E PARKER STREET, BARTOW, FL, 33830
Active126 days on marketListed Jun 14, 2026MLS #S5151884
About this home
495 E PARKER STREET
Step into the timeless charm of this 1900 historic home, where classic craftsmanship and generous living spaces create a truly special opportunity. Situated on a desirable corner lot just minutes from Downtown Bartow, this spacious 5-bedroom, 4-bath residence offers over 2,800 square feet of living space with a versatile floor plan designed to accommodate a variety of lifestyles. The first-floor features two private en-suite bedrooms, including a spacious primary suite complete with a fireplace and sitting area, creating a comfortable retreat at the end of the day. A third full bath is conveniently located just off the kitchen, while upstairs you'll find three additional bedrooms and another full bath, providing ample space for family, guests, or a home office. This flexible layout is ideal for multi-generational living or accommodating overnight guests. Rich architectural details throughout the home include elegant crown molding, beautiful French doors, and timeless finishes that reflect the home's historic character. The inviting kitchen blends rustic warmth with classic design, featuring butcher block countertops, exposed wood ceiling beams, and authentic pecky cypress wainscoting—a distinctive architectural element long associated with Florida's historic homes. Just outside, a spacious deck provides the perfect setting for entertaining, grilling, or enjoying quiet evenings outdoors. Additional highlights include a welcoming covered front porch, a fully fenced backyard, a detached storage shed, and the added convenience of natural gas service, including a gas range, gas water heater, and a gas hookup for the clothes dryer. Conveniently located near the Polk County Courthouse, Publix, Lowe's, local restaurants, shopping, and parks, this home provides easy access to the charm and conveniences of Downtown Bartow while being located just outside the Historic District. Whether you're searching for a spacious family home or a property with the character and potential to make it uniquely yours, this historic Bartow residence offers a rare opportunity just minutes from downtown. Bring your vision to life in this timeless Bartow home. Seller is highly motivated.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,848
Sqft
0.24 ac
Lot size
1900
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,258 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,258/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46%
$/sqft vs Bartow actives
$149 vs $179
Days on market
126 vs 54 typical
Where $149/sqft sits among the 142 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$303K → $312K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
75 of 142
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 495 E PARKER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$295,000
485 E STANFORD STREET · same community
3 bd · 3.5 ba · 3,982 sqft · $74/sqft · 49 DOM
Sold · Apr ’26$444,900
495 E PEARL STREET
4 bd · 4 ba · 2,894 sqft · $154/sqft · 100 DOM
Sold · Dec ’25$624,950
870 DE LA BOSQUE AVENUE
4 bd · 3 ba · 2,718 sqft · $230/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 495 E PARKER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 495 E PARKER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
495 E PARKER STREET FAQs
What would the monthly payment be for 495 E PARKER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 495 E PARKER STREET?+
The most recent tax bill on record (2025) was $4,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $425,000, this home is listed about 31% above the Bartow median of $324,850. The market section on this page shows how the area is trending.
Which schools are assigned to 495 E PARKER STREET?+
Alturas Elementary School (elementary), Bartow Middle School (middle), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 33% above the BARTOW 33830 median — but at 2,848 sqft it's also 56% larger than the typical Bartow listing.
02Time on market is leverage
126 days on market against a Bartow median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,000, now $425,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CENTRAL FLORIDA LLC · Paula Rodriguez. MLS #S5151884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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