2699 GAINESVILLE ROAD SE, PALM BAY, FL, 32909
Active17 days on marketListed Jul 29, 2026MLS #S5153857
About this home
2699 GAINESVILLE ROAD SE
Build your dream home on this spacious 0.24-acre residential lot in the growing city of Palm Bay. Conveniently located near schools, parks, shopping, dining, and major roadways, this property offers easy access to everything you need while providing plenty of space for your future home. No HOA. Whether you’re ready to build now or invest for the future, this is a great opportunity in one of Florida’s fastest-growing communities. Buyers are encouraged to verify all information, including zoning, utility availability, and building requirements with the appropriate authorities.
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 2699 GAINESVILLE ROAD SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$420,000
363 SE ECKERT, Palm Bay FL 32909 · same community
4 bd · 2 ba · 50 DOM
Sold · Feb ’26$294,900
749 Darby Ave SW, Palm Bay FL 32908 · same community
3 bd · 2 ba · 1,250 sqft · $236/sqft · 92 DOM
Sold · Jan ’26$295,000
743 Darby Ave SW, Palm Bay FL 32908 · same community
3 bd · 2 ba · 1,250 sqft · $236/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2699 GAINESVILLE ROAD SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2699 GAINESVILLE ROAD SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2699 GAINESVILLE ROAD SE FAQs
What would the monthly payment be for 2699 GAINESVILLE ROAD SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $513/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2699 GAINESVILLE ROAD SE?+
The most recent tax bill on record (2025) was $585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $48,000, this home is listed about 86% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2699 GAINESVILLE ROAD SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Kathy Rodriguez. MLS #S5153857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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