CENTURY 21 Edge
$89,0002 bd2 ba672 sqft$132 /sqft$791 /mo all-in ↓

170 N OAK DRIVE, KENANSVILLE, FL, 34739

Active7 days on marketListed Aug 22, 2026MLS #S5156112

Priced 68% below the KENANSVILLE 34739 medianMobile HomeLAKE MARION HIGHLANDS UNIT 3

About this home

170 N OAK DRIVE

Out in the country at last! Cash buyers only for this gorgeous lot, over one-quarter acre with older mobile home. Hibiscus out front, banana trees out back. The mobile home will most likely need to be removed. Home is on well and septic, electricity is connected. According to the zoning classification, you can replace the mobile home with another manufactured home, or build your dream home, there is plenty of high and dry ground for it. Located south of St. Cloud in the community of Kenansville, there is close proximity to Lake Marian, a spring-fed, 6000 acre lake surrounded by 110,000 acres of wildlife preserves and cattle ranches. And there is room for the boat on your property. No HOA, low taxes, room to breathe. If you're looking to be out in the country, this is it!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

672

Sqft

0.29 ac

Lot size

1970

Year built

One

Levels

$132

Per sqft

Inside

FlooringVinyl
AppliancesNone
InteriorEating Space In Kitchen
LaundryNone
CoolingWall/Window Unit(s)
HeatingElectric · Wall Units / Window Unit

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationCrawlspace
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$812/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$791 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$524
FHA mortgage insurance (est.)$39
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,115
Interest rate6.00%
Loan term

Estimated payment

$791/mo

Principal & interest$524
FHA mortgage insurance (est.)$39
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Kenansville

Get to know Kenansville. See the full Kenansville guide →

KENANSVILLE 34739 — neighborhood snapshot

Population

858

Median age

50.7

Median home value

$186,800

Avg household

2.31

Households w/ children

80%

For the school run

Osceola County School District

HighHarmony High School★★★★★
ElementaryHarmony Community School★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kenansville market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$875K$230K

Kenansville median sold, yr/yr

90.2%

Sale-to-list ratio (12 mo)

Median sold price, Kenansville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the KENANSVILLE 34739 median. See the full Kenansville market guide →

Paper trail

This home's history

Aug 22, 2026Listed at $89,000 · 7 days on market since
1970Built · LAKE MARION HIGHLANDS UNIT 3

Reality check

What actually sold near 170 N OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

434 SPOONBILL COURTSold · Sep ’25

$100,000

434 SPOONBILL COURT

2 bd · 1 ba · 946 sqft · $106/sqft · 88 DOM

535 MINNOW COURTSold · Jun ’26

$224,000

535 MINNOW COURT

2 bd · 2 ba · 1,076 sqft · $208/sqft · 77 DOM

420 WESTFALL DRIVESold · May ’26

$160,000

420 WESTFALL DRIVE

2 bd · 2 ba · 1,166 sqft · $137/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 170 N OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 170 N OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

170 N OAK DRIVE FAQs

What would the monthly payment be for 170 N OAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 170 N OAK DRIVE?+

The most recent tax bill on record (2025) was $812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Kenansville?+

At $89,000, this home is listed about 80% below the Kenansville median of $437,450. The market section on this page shows how the area is trending.

Which schools are assigned to 170 N OAK DRIVE?+

Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KENANSVILLE 34739 market on paper

$89,000 is 68% below the KENANSVILLE 34739 median of $275,000, and at $132/sqft it sits under the Kenansville average of $261.

02Fresh on the market

Only 7 days on market in a Kenansville market that averages 124 — if it fits, move quickly.

03Strong assigned schools

Harmony High School, Harmony Community School, St. Cloud Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ASSIST 2 SELL ACE FULL SERVICE REALTY · Don Ruizzo. MLS #S5156112.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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