3852 SAGEFIELD DRIVE, HARMONY, FL, 34773
Active23 days on marketListed Aug 29, 2026MLS #S5156600
About this home
3852 SAGEFIELD DRIVE
Modern design meets effortless living in this beautifully maintained 2023 built home in Harmony. Featuring 4 bedrooms and 2.5 bathrooms, this residence offers the feel and finishes of a nearly new home without the wait. The striking exterior sets the tone for the contemporary style found throughout, with modern blinds, sleek finishes, and thoughtful details. The kitchen is designed to impress, featuring elegant granite countertops and a smart refrigerator with an integrated screen and Bluetooth connectivity. The spacious primary suite offers an oversized walk-in closet, providing exceptional storage and functionality. The beautifully appointed family room conveys the TV wall creating a truly move-in-ready living space. The fully fenced backyard adds privacy and versatility for outdoor living, pets, or entertaining. Ideally located near highly rated schools and everything Harmony has to enjoy, this home delivers a modern lifestyle in a desirable Central Florida community.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,211
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,322 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,322/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs HARMONY CENTRAL PH 1
$188 vs $209
Days on market
23 vs 47 typical
Where $188/sqft sits among the 7 homes for sale in HARMONY CENTRAL PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$409K → $380K
Harmony median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
3 of 7
HARMONY CENTRAL PH 1 have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3852 SAGEFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$408,900
7539 BENT TREE LOOP · same community
4 bd · 2.5 ba · 2,202 sqft · $186/sqft · 0 DOM
Sold · Jun ’26$399,900
3996 SAGEFIELD DRIVE · same community
4 bd · 2.5 ba · 2,202 sqft · $182/sqft · 0 DOM
Sold · May ’26$408,000
4113 SAGEFIELD DRIVE · same community
4 bd · 2.5 ba · 2,202 sqft · $185/sqft · 253 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3852 SAGEFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3852 SAGEFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3852 SAGEFIELD DRIVE FAQs
What would the monthly payment be for 3852 SAGEFIELD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,322/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3852 SAGEFIELD DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3852 SAGEFIELD DRIVE?+
The most recent tax bill on record (2025) was $5,453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3852 SAGEFIELD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $416,000, this home is listed about 7% above the Harmony median of $387,350. The market section on this page shows how the area is trending.
Which schools are assigned to 3852 SAGEFIELD DRIVE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Laura Colmenarez. MLS #S5156600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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