2510 KING OAK CIRCLE, ST CLOUD, FL, 34769
Active20 days on marketListed Sep 1, 2026MLS #S5156687
About this home
2510 KING OAK CIRCLE
Virtually Staged. MOVE-IN READY ST. CLOUD VILLA WITH LOW HOA! Discover easy Florida living in this beautifully updated 1-bedroom, 1-bath Villa with a green-belt space directly behind your unit. This Villa was completely renovated in 2021, with modern updates including new LVP flooring and ceramic tile plus the convenience of low-maintenance living. Major improvements include a new roof in 2021 and an A/C system approximately 5 years old, giving the next owner the benefit of important updates already completed. The kitchen comes equipped with a refrigerator, range, microwave and dishwasher, while an in-unit washer and dryer add everyday convenience, along with a fully updated bathroom also. Step outside to your screened lanai, an inviting spot for morning coffee, reading or relaxing in the Florida weather. A separate private storage room with keyed access provides valuable additional space for bicycles, beach gear, seasonal items and more. This villa style community is conveniently situated just one unit in from the end. Community amenities include two swimming pools and a clubhouse, with an HOA fee of approximately $132 per month. This location puts so much of St. Cloud within easy reach. Enjoy convenient access to shopping, restaurants, medical offices, Downtown St. Cloud and the lakefront, including nearby dining and recreation. Access to the Florida Turnpike makes traveling throughout Central Florida convenient, while Orlando-area attractions such as Disney parks and Melbourne Beach are within driving distance. Whether you’re looking for a primary residence, Florida getaway or low-maintenance property, this updated St. Cloud villa offers an appealing combination of location & amenities. Schedule your showing and come see everything this charming villa has to offer!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
709
Sqft
0.03 ac
Lot size
1991
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,743 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,743/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$263 vs $217
Days on market
20 vs 47 typical
Where $263/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
246 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2510 KING OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$195,000
2580 KING OAK CIRCLE · same community
2 bd · 2 ba · 962 sqft · $203/sqft · 65 DOM
Sold · Apr ’26$185,000
2916 DUCHESS OAK COURT
1 bd · 1 ba · 709 sqft · $261/sqft · 398 DOM
Sold · Feb ’26$185,000
2914 SQUIRE OAK COURT
1 bd · 1 ba · 709 sqft · $261/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2510 KING OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2510 KING OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2510 KING OAK CIRCLE FAQs
What would the monthly payment be for 2510 KING OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,743/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2510 KING OAK CIRCLE?+
The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2510 KING OAK CIRCLE?+
The most recent tax bill on record (2025) was $3,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2510 KING OAK CIRCLE?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $186,500, this home is listed about 57% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2510 KING OAK CIRCLE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34769 market on paper
$186,500 is 27% below the ST CLOUD 34769 median of $256,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $189,000, now $186,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Peggy Stodola. MLS #S5156687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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