7105 HARMONY SQUARE DR S UNIT 025C, ST CLOUD, FL, 34773
Active14 days on marketListed Sep 6, 2026MLS #S5156902
About this home
7105 HARMONY SQUARE DR S UNIT 025C
Welcome to 7105 Harmony Square Drive South, a beautifully situated 3-bedroom, 2.5-bath condominium ( two- story condo almost like a townhome) in Ashley Park at Harmony. Offering 1,855 square feet of comfortable living space and a two-car garage, this home combines spacious interiors with the convenience of LOW- MAINTENANCE LIVING Located in the HEART OF HARMONY, the property is near the pedestrian tunnel providing convenient access to Harmony High School and Harmony Middle School. Residents can enjoy an impressive collection of community amenities, including THE COMMUNITY POOLS, neighborhood parks, sports fields, basketball and volleyball courts, dog parks, a community garden, and HARMONY TOWN SQUARE. Outdoor enthusiasts will appreciate the walking trails and Buck Lake’s docks, piers, and COMMUNITY BOATING OPPORTUNITIES. The HOA includes cable and internet, exterior maintenance, and landscaping, allowing you to SPEND LESS TIME ON UPKEEP and more time to enjoy this thoughtfully designed community. Experience the welcoming atmosphere, natural beauty, and exceptional lifestyle of Harmony—schedule your private showing today! SELLER IS OFFERING $4K TOWARDS BUYERS CLOSING COSTS!!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,855
Sqft
0.08 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$145 vs $217
Days on market
14 vs 47 typical
Where $145/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
246 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 7105 HARMONY SQUARE DR S UNIT 025C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
7130 RED LANTERN DRIVE · same community
3 bd · 2.5 ba · 1,855 sqft · $143/sqft · 18 DOM
Sold · Apr ’26$271,000
7123 RED LANTERN DRIVE · same community
3 bd · 2.5 ba · 1,855 sqft · $146/sqft · 15 DOM
Sold · Feb ’26$225,000
7132 RED LANTERN DRIVE UNIT 198 · same community
3 bd · 2.5 ba · 1,668 sqft · $135/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 7105 HARMONY SQUARE DR S UNIT 025C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7105 HARMONY SQUARE DR S UNIT 025C — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7105 HARMONY SQUARE DR S UNIT 025C FAQs
What would the monthly payment be for 7105 HARMONY SQUARE DR S UNIT 025C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,301/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7105 HARMONY SQUARE DR S UNIT 025C?+
The most recent tax bill on record (2025) was $5,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7105 HARMONY SQUARE DR S UNIT 025C?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $269,000, this home is listed about 37% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7105 HARMONY SQUARE DR S UNIT 025C?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34773 market on paper
$269,000 is 10% below the ST CLOUD 34773 median of $299,000, and at $145/sqft it sits under the St Cloud average of $236.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Milinda Knollinger. MLS #S5156902.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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