CENTURY 21 Edge
$429,9993 bd2 ba1,640 sqft$262 /sqft≈$3,440 /mo all-in ↓

763 SIENA PALM DRIVE, CELEBRATION, FL, 34747

Active35 days on marketListed Sep 5, 2026MLS #S5157029

TownhouseSIENA AT CELEBRATION

About this home

763 SIENA PALM DRIVE

Welcome to this highly sought-after, move-in-ready townhome in the desirable Siena at Celebration complex. Situated on a premium lot, this stunning three-story residence boasts tranquil lush green space views. As you enter a versatile layout greets you with a spacious office—perfect for remote work, a home gym, or a den. This level also provides direct access to the attached two-car garage, offering ample space for parking and storage. On the second floor you will find the heart of the home. A bright, open-concept living room bathed in natural light that flows seamlessly into the dining area & kitchen, creating an ideal space for entertaining or relaxing and with a large kitchen you can make amazing meals. As you ascend to the third floor you will find the space dedicated entirely to rest, this level features all three bedrooms. The airy primary suite is a true private retreat, offering generous natural light, a walk-in closet, and an en-suite bathroom. Two additional bedrooms sit just across the hall and share a well-appointed full bathroom. Living in Siena means enjoying exclusive access to a resort-style pool, clubhouse, fitness center, and playground. Beyond the Siena complex, Celebration homeowners benefit from unparalleled community amenities, including six additional pools, sports courts, athletic fields, the renowned Celebration Golf Club, over 26 miles of scenic trails, the Celebration Dog Park, and an Athletic & Recreation Complex. Since location is everything. You are just a short bike ride from Downtown Celebration, Advent Health @ Celebration, and Celebration Pointe shopping center. Enjoy quick access to the 417 and nearby shopping at Publix. Best of all, you are just 11 minutes from Walt Disney World, 27 minutes from Orlando International Airport. Don’t miss your opportunity schedule your showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,640

Sqft

0.06 ac

Lot size

2

Garage

2001

Year built

Three Or More

Levels

$262

Per sqft

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorNinguno
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorLighting · Sidewalk

Community & fees

HOA fee$119/mo
Taxes (2025)$5,271/yr
PetsBreed Restrictions
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,440 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$439
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$3,440/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$439
HOA / condo fee$119
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$412KedgeAI estimate $458,896 · range $429K–$494K$514K

vs edgeAI estimate

−6.3%

$/sqft vs Celebration actives

$262 vs $341

Days on market

35 vs 53 typical

Where $262/sqft sits among the 80 Celebration actives

14 · this home
10
26
14
5
11
$241–283$283–326$326–368$368–411$411–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Celebration

Drive times from this address

Walt Disney World≈ 11 min
Universal Orlando≈ 22 min
Downtown Orlando≈ 28 min
Orlando Int’l Airport (MCO)≈ 30 min
Downtown Tampa≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Celebration. See the full Celebration guide →

CELEBRATION 34747 — neighborhood snapshot

Population

27,422

Median age

37.5

Median income

$83,141

Median home value

$455,600

Avg household

2.6

Households w/ children

2,599

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Celebration market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$618K → $595K

Celebration median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

43 of 80

Celebration actives have cut their price

Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the CELEBRATION 34747 median. See the full Celebration market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $429,999 · 35 days on market since
2001Built · SIENA AT CELEBRATION

Reality check

What actually sold near 763 SIENA PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1108 OAK POND DRIVESold · Jun ’26

$665,000

1108 OAK POND DRIVE

3 bd · 2.5 ba · 1,644 sqft · $405/sqft · 195 DOM

1231 WRIGHT CIRCLE UNIT 212Sold · Aug ’26

$399,000

1231 WRIGHT CIRCLE UNIT 212

3 bd · 2.5 ba · 1,603 sqft · $249/sqft · 32 DOM

1230 WRIGHT CIRCLE UNIT 203Sold · Dec ’25

$405,000

1230 WRIGHT CIRCLE UNIT 203

3 bd · 2 ba · 1,603 sqft · $253/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 763 SIENA PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 763 SIENA PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

763 SIENA PALM DRIVE FAQs

What would the monthly payment be for 763 SIENA PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,440/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 763 SIENA PALM DRIVE?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 763 SIENA PALM DRIVE?+

The most recent tax bill on record (2025) was $5,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 763 SIENA PALM DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Celebration?+

At $429,999, this home is listed about 31% below the Celebration median of $619,000. The market section on this page shows how the area is trending.

Which schools are assigned to 763 SIENA PALM DRIVE?+

Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 CARIOTI · Jeffrey Eddowes. MLS #S5157029.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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