4600 HICKORY TREE RD, ST CLOUD, FL, 34772
Active9 days on marketListed Sep 11, 2026MLS #S5157190
About this home
4600 HICKORY TREE RD
ALMOST 5 ACRES IN ST. CLOUD! Bring your vision to this spacious property offering approximately 4.8 acres with an existing mobile home. This is a fantastic opportunity for buyers looking for room to spread out, enjoy a private country setting, or create their own mini-estate. The expansive acreage provides plenty of space for outdoor activities, recreational use, gardening, animals, storage, or future improvements, subject to county requirements. Located along Hickory Tree Road in the growing St. Cloud area, this property offers the opportunity to enjoy acreage and privacy while remaining convenient to the area's shopping, dining, schools, and major roadways. Rare opportunity to own nearly 5 acres in St. Cloud! Minutes to Downtown St Cloud with shopping area featuring over 10 antique and collectible shops, craft stores, local diners, American Legion Hall, VFW Hall, movie theatre, two historical hotels and local Lynx bus transportation. Enjoy living in St. Cloud with the Lakefront Park. Take a bike ride or a stroll in the evening by the lake! Awesome views with wild life to enjoy! This award winning recreational area offers walking trails, playground, splash pad, sandy beach, boating marina and restaurant for everyone to enjoy. St. Cloud is a family oriented community offering small town living in a location near to Downtown Orlando, The Orlando International Airport, and the newly created Medical City at Lake Nona. Nearby to the Florida Turnpike makes easy access to area attractions. As always, we recommend verifying all room measurements to ensure accuracy.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,176
Sqft
4.78 ac
Lot size
2017
Year built
One
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,267 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,267/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs S L & I C
$391 vs $333
Days on market
9 vs 47 typical
Where $391/sqft sits among the 33 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
16 of 33
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4600 HICKORY TREE RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$385,000
3935 RAMBLER AVENUE · same community
5 bd · 3 ba · 2,280 sqft · $169/sqft · 40 DOM
Sold · Mar ’26$650,000
3970 KISSIMMEE PARK ROAD · same community
3 bd · 2.5 ba · 2,047 sqft · $318/sqft · 248 DOM
Sold · Nov ’25$630,000
4075 PACKARD AVENUE · same community
3 bd · 2 ba · 2,346 sqft · $269/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4600 HICKORY TREE RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4600 HICKORY TREE RD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4600 HICKORY TREE RD FAQs
What would the monthly payment be for 4600 HICKORY TREE RD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4600 HICKORY TREE RD?+
The most recent tax bill on record (2025) was $2,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $850,000, this home is listed about 98% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4600 HICKORY TREE RD?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Jeanine Corcoran. MLS #S5157190.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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