5693 GULF STREAM STREET, TAVARES, FL, 32778
Active10 days on marketListed Sep 10, 2026MLS #S5157242
About this home
5693 GULF STREAM STREET
LOW HOA • NO CDD • GOLF CART INCLUDED • NO REAR NEIGHBORS! Enjoy the Florida lifestyle in ROYAL HARBOR, a desirable 55+ ACTIVE ADULT COMMUNITY on Little Lake Harris with access to the renowned Harris Chain of Lakes. This popular Huntley floorplan offers comfortable, low-maintenance living just a short stroll from the community lighthouse; perfect for enjoying spectacular sunsets and water views. A leaded-glass front door welcomes you into a light and bright Great Room with elevated ceilings and an expansive sliding door for access to the covered and screened lanai with plexiglass hung windows for the colder months. Plantation shutters and easy-care ceramic tile and laminate flooring throughout. The spacious kitchen features maple cabinetry, granite countertops, breakfast bar, newer stainless-steel appliances, closet pantry and transom windows providing abundant natural light. An adjacent breakfast nook is perfect for casual dining. The Primary Suite features sliding doors opening to the screened lanai and an ensuite bath with garden soaking tub, separate walk-in shower and double vanity. Two additional bedrooms and a full secondary bathroom complete this versitile floorplan. With no rear neighbors, the lanai provides a comfortable place to relax and enjoy the Florida lifestyle. A screened garage door adds versatility and creates a great space for the hobbyist. Royal Harbor is a pet-friendly, golf cart community offering an impressive array of amenities including a clubhouse/social hall, heated pool and spa, fitness center, billiards, card and craft rooms, library, tennis, pickleball, shuffleboard, bocce ball, biking and walking paths, picnic areas and a lakefront pavilion. Waterfront amenities include a private fishing dock, lighthouse and DEDICATED RV/BOAT STORAGE LOT (included in HOA), with nearby boat launch facilities providing convenient access to the Harris Chain of Lakes for boating, fishing and kayaking. Cable TV is included in the monthly HOA. Furniture Negotiable. Whether you're looking for a full-time residence or seasonal Florida retreat, this home offers comfort, convenience and a wonderful low-maintenance Royal Harbor lifestyle. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,830
Sqft
0.17 ac
Lot size
2
Garage
2001
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,011 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,011/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs Tavares actives
$191 vs $190
Days on market
10 vs 45 typical
Where $191/sqft sits among the 257 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
129 of 257
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 5693 GULF STREAM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$318,500
5971 BRITTANIA BOULEVARD
2 bd · 2.5 ba · 1,834 sqft · $174/sqft · 52 DOM
Sold · Jun ’26$355,000
3251 KINGSTON WAY
3 bd · 2 ba · 1,824 sqft · $195/sqft · 1 DOM
Sold · Sep ’26$340,000
3998 BANNOCK AVENUE
4 bd · 2 ba · 1,811 sqft · $188/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5693 GULF STREAM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5693 GULF STREAM STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5693 GULF STREAM STREET FAQs
What would the monthly payment be for 5693 GULF STREAM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,011/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5693 GULF STREAM STREET?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5693 GULF STREAM STREET?+
The most recent tax bill on record (2025) was $4,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5693 GULF STREAM STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $349,900, this home is listed about 6% above the Tavares median of $329,745. The market section on this page shows how the area is trending.
Which schools are assigned to 5693 GULF STREAM STREET?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI · Janice White. MLS #S5157242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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