4609 CHEYENNE POINT TRAIL, KISSIMMEE, FL, 34746
Active28 days on marketListed Sep 12, 2026MLS #S5157339
About this home
4609 CHEYENNE POINT TRAIL
OPPORTUNITY TO MAKE IT YOUR OWN! Welcome to 4609 Cheyenne Point, a Kissimmee home offering buyers the chance to personalize and update at their own pace rather than pay for someone else's renovation choices. The home has been freshly painted and cleaned, while the kitchen, bathrooms, flooring and other finishes offer plenty of opportunity for your own vision and style. Roof was replaced in 2017 and A/C 2020, hot water heater in 2000. Enjoy outdoor space with a fenced backyard, plus access to the community pool—all with an HOA of approximately just $60 per year. Conveniently located near Super Walmart, Home Depot, restaurants, shopping, Schools, and Shingle Creek Regional Park, with its walking trails and kayaking opportunities. The Disney area, I-4, and other Central Florida attractions are also within convenient driving distance. Offered at $324,900, this could be a great fit for a buyer who values location, potential and the opportunity to create a home that reflects their own style. Schedule your private showing and come see the possibilities for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,228
Sqft
0.12 ac
Lot size
2
Garage
1996
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.7%
$/sqft vs Kissimmee actives
$265 vs $204
Days on market
28 vs 89 typical
Where $265/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Point, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Point is a short-term-rental community. See the full guide →
Indian Point — neighborhood snapshot
Population
1,542
Median age
33
Median income
$85,465
Median home value
$334,928
Avg household
3
Households w/ children
134
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4609 CHEYENNE POINT TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$339,900
4604 OSCEOLA POINT TRAIL · same community
4 bd · 2 ba · 1,536 sqft · $221/sqft · 29 DOM
Sold · Jun ’26$355,000
4611 CUMBRIAN LAKES DRIVE
3 bd · 2 ba · 1,408 sqft · $252/sqft · 70 DOM
Sold · Oct ’25$275,000
1176 S BEACH CIRCLE
3 bd · 2.5 ba · 1,468 sqft · $187/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4609 CHEYENNE POINT TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4609 CHEYENNE POINT TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4609 CHEYENNE POINT TRAIL FAQs
What would the monthly payment be for 4609 CHEYENNE POINT TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,640/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4609 CHEYENNE POINT TRAIL?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4609 CHEYENNE POINT TRAIL?+
The most recent tax bill on record (2025) was $5,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4609 CHEYENNE POINT TRAIL be rented short-term?+
Yes — this home sits inside Indian Point, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4609 CHEYENNE POINT TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $324,900, this home is listed about 13% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4609 CHEYENNE POINT TRAIL?+
Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34746 market on paper
$324,900 is 3% below the KISSIMMEE 34746 median of $335,000.
02Zoned for nightly rentals
Indian Point is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $334,900, now $324,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Dominico Pagan. MLS #S5157339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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