1021 OSPREY COVE CIRCLE, GROVELAND, FL, 34736
Active10 days on marketListed Sep 11, 2026MLS #S5157391
About this home
1021 OSPREY COVE CIRCLE
Stop scrolling, take a breath, and cancel your other weekend tours. This 4-bedroom, 2-bathroom, 1,849 sq. ft. Groveland beauty is officially on the market, and yes, it looks just as good in real life as it does in the photos (no tricky wide-angle lens deception here).From the street, the mature shade tree and welcoming front porch will make you look like the most responsible adult in your friend group. Step through the front door and you’ll immediately notice the soaring vaulted ceilings and stylish arched entryways—high enough that even your tallest in-law won't feel claustrophobic, and airy enough to keep the Florida vibes flowing. Highlights you’ll actually care about: Sleek, low-maintenance flooring: Spilled your coffee? Dog ran in with muddy paws? Wipe it up and pretend it never happened. Zero carpet drama in the main living spaces. 4 real bedrooms: Not "three bedrooms and a glorified closet." You get space for sleeping, working from home, working out, or simply locking yourself away when you need five minutes of pure peace and quiet. Open living room designed for serious lounging: Big enough for oversized sofas, movie marathons, and Sunday naps that turn into Monday mornings. Community playground steps away: burning off extra energy, visiting nieces/nephews, or convincing yourself you’ll take up outdoor cardio. Nestled in growing Groveland, close to lakes, scenic rolling hills, and easy highway connections. Side effects of scheduling a tour may include sudden attachment. Don't wait until the "Pending" sign goes up—schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,849
Sqft
0.17 ac
Lot size
2
Garage
2005
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,930 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,930/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs Groveland actives
$199 vs $203
Days on market
10 vs 36 typical
Where $199/sqft sits among the 248 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $376K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
107 of 248
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1021 OSPREY COVE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$265,000
249 CURTIS AVENUE
3 bd · 2 ba · 1,855 sqft · $143/sqft · 2 DOM
Sold · Oct ’25$300,000
265 CURTIS AVENUE
4 bd · 2 ba · 1,855 sqft · $162/sqft · 101 DOM
Sold · Apr ’26$380,000
15450 STATE ROAD 19
3 bd · 2 ba · 1,855 sqft · $205/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1021 OSPREY COVE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1021 OSPREY COVE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1021 OSPREY COVE CIRCLE FAQs
What would the monthly payment be for 1021 OSPREY COVE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,930/mo — principal and interest, the actual property-tax bill, the $36/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1021 OSPREY COVE CIRCLE?+
The association fee works out to $36 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1021 OSPREY COVE CIRCLE?+
The most recent tax bill on record (2025) was $4,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1021 OSPREY COVE CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $367,999, this home is listed about 8% below the Groveland median of $398,995. The market section on this page shows how the area is trending.
Which schools are assigned to 1021 OSPREY COVE CIRCLE?+
South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Wilmer Arocha. MLS #S5157391.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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