
6360 JESS COURT, ST CLOUD, FL, 34771
Active26 days on marketListed Sep 14, 2026MLS #S5157521
About this home
6360 JESS COURT
COMPLETELY REMODELED CANAL-FRONT HOME WITH ACCESS TO THE ALLIGATOR CHAIN OF LAKES! Welcome to 6360 Jess Ct, St. Cloud, FL 34771 — where peaceful Florida living, waterfront access, and a beautifully remodeled interior come together in one unique property. Tucked away on a quiet street in a peaceful, established area, this 3-bedroom, 2-bath home offers canal frontage with water access to the Alligator Chain of Lakes. Launch the boat, spend the day fishing or exploring the lakes, and return home to your own waterfront setting. Step inside and you'll immediately notice the transformation. The interior has been extensively remodeled from top to bottom, giving the home a fresh, contemporary feel without sacrificing the character of its established surroundings. Updates include a brand-new kitchen, new appliances, remodeled bathrooms, new flooring throughout, updated lighting and fixtures, fresh interior finishes, and a NEW A/C system. The redesigned kitchen is the centerpiece of the home, featuring new white cabinetry, generous counter space, a center island, new appliances, recessed lighting, and pendant lighting. Its open connection to the main living area creates a bright, functional space that's equally suited for everyday living or entertaining family and friends. Both bathrooms have been completely updated with modern tile, new vanities, new fixtures, and contemporary finishes. The bedrooms offer plenty of natural light, while the neutral colors and new flooring throughout provide a clean, move-in-ready interior. Step outside and you'll find one of the property's biggest attractions. The screened rear porch overlooks the backyard, mature trees, and canal, creating a relaxing place to enjoy your morning coffee or unwind at the end of the day. Beyond the backyard is your connection to the water. With canal access to the Alligator Chain of Lakes, this property offers a Florida lifestyle that's increasingly difficult to find — especially combined with a completely remodeled home. The property also features a large attached garage, expansive driveway, mature oak trees, established landscaping, and plenty of outdoor space. And while the setting feels tucked away from the congestion of town, you're still conveniently located near the growing Narcoossee and Nova Road corridor, with the new Nova Lakes High School nearby. Whether you're relaxing beneath the mature oaks, enjoying the screened porch, fishing from your backyard, or heading out by boat to explore the Alligator Chain of Lakes, 6360 Jess Ct offers a combination of waterfront living, privacy, and modern updates that's difficult to find. Beautifully remodeled. New A/C. Waterfront. Lake access. Quiet setting. Move-in ready. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.22 ac
Lot size
2
Garage
1986
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,002 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,002/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs St Cloud actives
$307 vs $211
Days on market
26 vs 65 typical
Where $307/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
223 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6360 JESS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$445,500
6365 JUDITH COURT · same community
3 bd · 2 ba · 1,322 sqft · $337/sqft · 0 DOM
Sold · Aug ’26$360,000
6369 BONNIE CT · same community
3 bd · 2 ba · 1,534 sqft · $235/sqft · 25 DOM
Sold · Aug ’26$425,000
6340 JUDITH COURT · same community
3 bd · 2 ba · 1,200 sqft · $354/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 6360 JESS COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6360 JESS COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6360 JESS COURT FAQs
What would the monthly payment be for 6360 JESS COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6360 JESS COURT?+
The most recent tax bill on record (2025) was $1,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $423,000, this home is listed about 1% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6360 JESS COURT?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of M & N HOLLOWAY · Frank Holloway. MLS #S5157521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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