TOPEKA AVENUE, ST CLOUD, FL, 34773
Active6 days on marketListed Sep 15, 2026MLS #S5157661
About this home
TOPEKA AVENUE
BUILD YOUR VISION IN ST. CLOUD! Discover nearly an acre of vacant land offering an exciting opportunity for custom-home buyers, builders and land investors in the growing Central Florida market. Located directly on Topeka Avenue near Atlanta Drive, this approximately 0.92-acre homesite combines a peaceful rural setting with convenient access to US-192. Create a private custom residence with room to design the outdoor lifestyle you have been dreaming about! Whether that includes a spacious yard, workshop, garden, recreational space or additional privacy. Builders and investors should also take notice of the potential to secure land in an area where available homesites of this size are increasingly desirable. With no existing home to remove, buyers can begin exploring plans tailored specifically to the property and their individual needs. Enjoy the quiet surroundings of eastern St. Cloud while remaining connected to Holopaw, Harmony, Downtown St. Cloud, Melbourne and Florida’s east coast. The location also provides access to area parks, outdoor recreation, shopping, dining and the continued residential growth throughout Osceola County. Whether you are ready to build a custom home, searching for your next building opportunity or adding Central Florida land to your investment portfolio, this property deserves a closer look. Secure your piece of St. Cloud and bring your vision to life!!
Facts & features
The home at a glance
0.92 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near TOPEKA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$234,000
5005 PIERRE AVENUE · same community
3 bd · 2 ba · 960 sqft · $244/sqft · 8 DOM
Sold · Jun ’26$320,000
9345 ATLANTA DRIVE · same community
3 bd · 2 ba · 1,920 sqft · $167/sqft · 43 DOM
Sold · Apr ’26$275,000
5175 TOPEKA AVENUE · same community
4 bd · 2 ba · 2,280 sqft · $121/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TOPEKA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TOPEKA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TOPEKA AVENUE FAQs
What would the monthly payment be for TOPEKA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TOPEKA AVENUE?+
The most recent tax bill on record (2025) was $511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $85,000, this home is listed about 80% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to TOPEKA AVENUE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34773 market on paper
$85,000 is 71% below the ST CLOUD 34773 median of $293,000.
02Fresh on the market
Only 6 days on market in a St Cloud market that averages 47 — if it fits, move quickly.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Karla Price. MLS #S5157661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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