3102 HOLLAND DRIVE, ORLANDO, FL, 32825
Active2 days on marketListed Sep 18, 2026MLS #S5157861
About this home
3102 HOLLAND DRIVE
Space to grow, room to entertain, and a private pool to enjoy year-round—this Andover Lakes home brings it all together. Offering 5 bedrooms, 3.5 bathrooms, nearly 3,000 square feet of living space, and a private screened-in pool, this spacious residence delivers comfort, flexibility, and valuable upgrades. At the heart of the home is a beautifully updated gourmet kitchen featuring stainless steel appliances, an oversized floating center island, extensive cabinetry, generous counter space, and a large pantry. The kitchen opens directly to the family room and overlooks the pool, creating a comfortable setting for entertaining and everyday living. The first-floor primary suite is a private sanctuary with elegant wood flooring, an oversized walk-in closet, and a spa-inspired bathroom complete with dual vanities, a walk-in shower, and a relaxing soaking tub. Upstairs, the additional bedrooms provide plenty of privacy and flexibility. A separate bonus room can serve as a home gym, office, playroom, or creative space. Step outside to the private screened pool and fully fenced backyard—perfect for relaxing, entertaining, and enjoying the Florida sunshine. Major improvements include a roof replaced in 2020, downstairs A/C installed in 2022, upstairs A/C installed in 2021, water treatment system added in 2019, impact windows installed in 2019, and solar panels installed in 2020 that will be paid off at closing. Conveniently located near Publix, Wawa, shopping, dining, area schools, UCF, Valencia College, Downtown Orlando, Orlando International Airport, Lake Nona Medical City, and major highways. Schedule your private showing and experience the space, comfort, and convenience this East Orlando home offers.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,920
Sqft
0.13 ac
Lot size
2
Garage
1998
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,108 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,108/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Orlando actives
$188 vs $242
Days on market
2 vs 42 typical
Where $188/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Andover Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Andover Lakes — neighborhood snapshot
Population
3,488
Median age
35
Median income
$89,861
Median home value
$355,700
Avg household
3
Households w/ children
489
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
209 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ORLANDO 32825 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3102 HOLLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$520,000
10048 IAN STREET · same community
5 bd · 2.5 ba · 2,801 sqft · $186/sqft · 34 DOM
Sold · Dec ’25$375,000
3024 NATOMA WAY · same community
4 bd · 2.5 ba · 2,436 sqft · $154/sqft · 221 DOM
Sold · May ’26$495,000
3024 NATOMA WAY · same community
4 bd · 2.5 ba · 2,436 sqft · $203/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3102 HOLLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3102 HOLLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3102 HOLLAND DRIVE FAQs
What would the monthly payment be for 3102 HOLLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,108/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3102 HOLLAND DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3102 HOLLAND DRIVE?+
The most recent tax bill on record (2025) was $5,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3102 HOLLAND DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $549,900, this home is listed about 43% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3102 HOLLAND DRIVE?+
Andover Elementary (elementary), Odyssey Middle (middle), University High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 57% above the ORLANDO 32825 median — but at 2,920 sqft it's also nearly twice the size of the typical Orlando listing.
02Fresh on the market
Only 2 days on market in a Orlando market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Andover Elementary, Odyssey Middle, University High — Andover Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Stephany Ojeda. MLS #S5157861.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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