1921 BETSY ROSS LANE, ST CLOUD, FL, 34769
Active22 days on marketListed Sep 18, 2026MLS #S5157869
About this home
1921 BETSY ROSS LANE
MOTIVATED SELLERS – PRICED TO SELL! BRING ALL REASONABLE OFFERS. Welcome to this spacious 4-bedroom, 2.5-bathroom home in the highly desirable Anthem Park community! Offering approximately 2,838 square feet of living space, this two-story residence features a functional floor plan, separate living and dining areas, a spacious family room, and a 2-car attached garage. The generously sized kitchen offers abundant cabinetry and counter space, perfect for everyday living and entertaining. Enjoy peaceful pond views, solar panels, and a large upstairs bonus/loft area ideal for a home office, media room, or additional entertainment space. The spacious primary suite features a walk-in closet and private bathroom with dual vanities. An upstairs laundry room adds convenience. Residents of Anthem Park enjoy resort-style amenities, including a swimming pool, clubhouse, fitness center, tennis and basketball courts, walking trails, playgrounds, and dog parks. Conveniently located near shopping, dining, major highways, and the Florida Turnpike. SELLERS ARE HIGHLY MOTIVATED AND SEEKING A QUICK SALE! This is an excellent opportunity to own a spacious home in an amenity-rich community. ALL REASONABLE OFFERS WILL BE CONSIDERED! Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,838
Sqft
0.14 ac
Lot size
2
Garage
2011
Year built
Two
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,524 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,524/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs St Cloud actives
$153 vs $211
Days on market
22 vs 65 typical
Where $153/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1921 BETSY ROSS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$410,000
2050 PATRIOT WAY · same community
4 bd · 3 ba · 2,201 sqft · $186/sqft · 64 DOM
Sold · Jun ’26$385,000
1991 PATRIOT WAY · same community
3 bd · 2 ba · 2,201 sqft · $175/sqft · 58 DOM
Sold · Jun ’26$295,000
4750 NATHAN HALE BLVD · same community
3 bd · 2.5 ba · 1,876 sqft · $157/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1921 BETSY ROSS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1921 BETSY ROSS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1921 BETSY ROSS LANE FAQs
What would the monthly payment be for 1921 BETSY ROSS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,524/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1921 BETSY ROSS LANE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1921 BETSY ROSS LANE?+
The most recent tax bill on record (2025) was $7,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1921 BETSY ROSS LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $433,000, this home is listed about 1% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1921 BETSY ROSS LANE?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Derris Nelson. MLS #S5157869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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