623 BELLINGHAM WAY, MINNEOLA, FL, 34715
Active16 days on marketListed Sep 30, 2026MLS #S5158472
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Upcoming open house
Sun, Oct 18
2:30 PM – 5:30 PM
call 407-701-5507
About this home
623 BELLINGHAM WAY
Welcome to this beautiful 2022-built single-story home, offering nearly 2,000 square feet of comfortable living space, 4 bedrooms, and 2 bathrooms. Situated on a desirable corner lot with an expansive, fully fenced backyard, this home offers plenty of space to relax, entertain, and enjoy outdoor living. A long brick-paver driveway and stone-accented exterior create an inviting first impression. Inside, the open-concept design seamlessly connects the living, dining, and kitchen areas. The kitchen features warm wood cabinetry, granite countertops, stainless steel appliances, a gas range, and a spacious island that makes everyday meals and entertaining effortless. The generous primary suite provides a peaceful retreat, while the primary bathroom features dual sinks and an oversized glass-enclosed shower with a ceiling-mounted rainfall showerhead. Additional bedrooms offer flexibility for guests, a home office, or other needs. Sliding doors lead to a covered patio overlooking the large fenced backyard, with ample room for pets, gardening, outdoor activities, gatherings and why not, enough room for a desired dream pool retreat! The 2-car garage and single-level layout add everyday convenience. Built in 2022, the roof, A/C, and appliances are still like new. Enjoy the lifestyle and convenience of Ardmore Reserve, where residents have access to a resort-style pool, splash pad, playground, and a variety of community events throughout the year. The neighborhood is ideally situated close to shopping, restaurants, schools and major roadways, including the Florida Turnpike, making everyday commuting and errands a breeze. Come experience the home, the community, and all the lifestyle amenities Ardmore Reserve has to offer. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,817
Sqft
0.2 ac
Lot size
2
Garage
2022
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Minneola actives
$239 vs $229
Days on market
16 vs 46 typical
Where $239/sqft sits among the 112 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
MINNEOLA 34715 — neighborhood snapshot
Population
25,407
Median age
40
Median income
$97,644
Median home value
$407,900
Avg household
2.94
Households w/ children
2,872
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$515K → $495K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
57 of 112
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 623 BELLINGHAM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$399,800
2220 NAPONE LANE · same community
4 bd · 2 ba · 1,932 sqft · $207/sqft · 146 DOM
Sold · Feb ’26$485,000
1292 CAVENDER CREEK ROAD · same community
4 bd · 2.5 ba · 2,560 sqft · $189/sqft · 234 DOM
Sold · Jun ’26$510,000
1741 BONSER ROAD · same community
5 bd · 3.5 ba · 2,800 sqft · $182/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 623 BELLINGHAM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 623 BELLINGHAM WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
623 BELLINGHAM WAY FAQs
What would the monthly payment be for 623 BELLINGHAM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,540/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 623 BELLINGHAM WAY?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 623 BELLINGHAM WAY?+
The most recent tax bill on record (2025) was $6,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 623 BELLINGHAM WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $435,000, this home is listed about 14% below the Minneola median of $505,000. The market section on this page shows how the area is trending.
Which schools are assigned to 623 BELLINGHAM WAY?+
Minneola Charter School (elementary), South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI. MLS #S5158472.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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