5031 DANCY LANE, ST CLOUD, FL, 34772
Active4 days on marketListed Oct 6, 2026MLS #S5158568
About this home
5031 DANCY LANE
Welcome to this stunning 2-bedroom, 2-bathroom Denton 11 floor plan home in the heart of Del Webb Twin Lakes, Central Florida's Active Adult Lifestyle Community. The open concept floor plan is flooded with natural light, creating a warm and inviting atmosphere throughout. Gourmet Kitchen for those chiefs of the family to enjoy the gas cook top and hood fan, custom herringbone backsplash, quartz counter tops, large kitchen island with custom Pendant lights, that is perfect for entertaining, meal prep, or casual dining. Primary Bedroom features en-suite primary bathroom with dual Sinks and vanity, Large walk-in shower with frameless glass doors, built-in bench, and Walk-in closet. With modern finishes and plenty of storage, this home is designed for both comfort and functionality. The home also comes with blinds for added privacy and convenience. In addition to this beautiful home, Twin Lakes offers an extraordinary lifestyle with world-class amenities. From the community clubhouse and lakefront resort-style pool to the state-of-the-art fitness center, there’s always something to enjoy. Whether you prefer swimming in one of the heated pools, playing tennis or pickleball, or enjoying a game of bocce ball, this community has it all. Outdoor enthusiasts can take advantage of the community’s putting green, boat dock, and opportunities for kayaking, canoeing, and fishing on Live Oak Lake. With a full-time activity's director, there’s always an exciting event or activity to participate in. Live the luxurious adult lifestyle you deserve—schedule a tour today and make this bright, beautiful home yours!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,422
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,534 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,534/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs St Cloud actives
$281 vs $211
Days on market
4 vs 65 typical
Where $281/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5031 DANCY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$520,000
5037 FALLGLO WAY · same community
3 bd · 2.5 ba · 2,208 sqft · $236/sqft · 158 DOM
Sold · Dec ’25$685,000
2679 MIDSWEET AVENUE · same community
3 bd · 3 ba · 2,365 sqft · $290/sqft · 89 DOM
Sold · May ’26$320,000
2323 DATURA LOOP
2 bd · 2 ba · 1,449 sqft · $221/sqft · 745 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5031 DANCY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5031 DANCY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5031 DANCY LANE FAQs
What would the monthly payment be for 5031 DANCY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,534/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5031 DANCY LANE?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5031 DANCY LANE?+
The most recent tax bill on record (2025) was $6,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5031 DANCY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,000, this home is listed about 7% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5031 DANCY LANE?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Sherry Feck. MLS #S5158568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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