3029 BARBADOS LN, HAINES CITY, FL, 33844
Active3 days on marketListed Oct 8, 2026MLS #S5158591
About this home
3029 BARBADOS LN
Fully furnished 4-bedroom, 3-bathroom pool home in gated Southern Dunes, offered turnkey with a 2025 roof, 2026 water heater, short-term rental management in place, and no CDD fee. This Lagoon floor plan has been carefully maintained and updated by its current owners. Recent improvements include a new roof (2025), new water heater (2026), HVAC (2020), new washer and dryer, new pool filter, and new comfort-height toilets. The home is sold with its modern, coordinated furnishings, so it is ready to use from day one, whether you plan to run it as a short-term rental, keep it as a winter retreat, or live in it full time. Outside, the large pool deck and covered lanai give you plenty of space to entertain, swim, or enjoy a quiet evening outdoors. HOA dues are approximately $74 per month and include the 24-hour manned gate and the community pool. Southern Dunes residents enjoy a championship golf course, a clubhouse with a restaurant and bar, a fitness center, tennis courts, a playground, fishing, and golf-cart-friendly living. Shopping, dining, and US-27 are just minutes away; Disney is a short drive, and Orlando International Airport is about 45 minutes away. A private pool, turnkey furnishings, and short-term rental flexibility at this price are hard to find. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,546
Sqft
0.15 ac
Lot size
2
Garage
2003
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,950 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,950/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs Haines City actives
$226 vs $172
Days on market
3 vs 69 typical
Where $226/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Southern Dunes Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Southern Dunes Golf Course is a short-term-rental community. See the full guide →
Southern Dunes Golf Course — neighborhood snapshot
Population
2,225
Median age
55
Median income
$49,511
Median home value
$265,000
Avg household
3
Households w/ children
120
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
207 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3029 BARBADOS LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$299,500
1685 WATERVIEW LOOP
3 bd · 2 ba · 1,542 sqft · $194/sqft · 17 DOM
Sold · Jul ’26$345,000
1526 GULF VUE DRIVE
4 bd · 3 ba · 1,542 sqft · $224/sqft · 22 DOM
Sold · Dec ’25$435,000
1591 FOREST HILLS LANE
4 bd · 3 ba · 1,542 sqft · $282/sqft · 367 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3029 BARBADOS LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3029 BARBADOS LN — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3029 BARBADOS LN FAQs
What would the monthly payment be for 3029 BARBADOS LN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,950/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3029 BARBADOS LN?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3029 BARBADOS LN?+
The most recent tax bill on record (2025) was $6,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3029 BARBADOS LN be rented short-term?+
Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3029 BARBADOS LN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $350,000, this home is listed about 13% above the Haines City median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3029 BARBADOS LN?+
Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 23% above the HAINES CITY 33844 median.
02Zoned for nightly rentals
Southern Dunes Golf Course is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 3 days on market in a Haines City market that averages 69 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nikki Ansons. MLS #S5158591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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