CENTURY 21 Edge
$70,000≈$867 /mo all-in ↓

503 WATERFERN TRAIL DRIVE, AUBURNDALE, FL, 33823

Active17 days on marketListed Oct 1, 2026MLS #S5158686

✦ Priced 80% below the Auburndale medianWATER RIDGE SUB

About this home

503 WATERFERN TRAIL DRIVE

Build your dream home in the sought-after gated community of Water Ridge in Auburndale! This beautiful homesite offers a desirable lake view and is surrounded by the natural beauty of Central Florida’s scenic lakes. Water Ridge offers a resort-style lifestyle with a clubhouse, swimming pools, fitness center, saunas, sports courts, boat docks, and boat trailer storage. The community is surrounded by Lake Van, Lake Medora, and Lake Alfred, providing residents with opportunities to enjoy the outdoors and the peaceful lake-centered setting. With its beautiful lake views, gated community setting, and extensive amenities, this homesite is a wonderful opportunity to build your custom home and enjoy the Water Ridge lifestyle.

Facts & features

The home at a glance

0.27 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$175/mo
Taxes (2025)$1,063/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$867 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$412
FHA mortgage insurance (est.)$31
Property tax — 2025 actual bill$89
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,450
Interest rate6.00%
Loan term

Estimated payment

$867/mo

Principal & interest$412
FHA mortgage insurance (est.)$31
Property taxes (actual bill)$89
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Auburndale market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$316K → $342K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% below the Auburndale median. See the full Auburndale market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $70,000 · 17 days on market since

Reality check

What actually sold near 503 WATERFERN TRAIL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

214 SPRING AZURE DRIVESold · Dec ’25

$540,000

214 SPRING AZURE DRIVE · same community

4 bd · 2.5 ba · 1,934 sqft · $279/sqft · 97 DOM

400 ADAMS VIEW LANESold · Mar ’26

$500,000

400 ADAMS VIEW LANE · same community

3 bd · 2 ba · 2,046 sqft · $244/sqft · 67 DOM

545 POND CYPRESS COURTSold · Sep ’26

$485,000

545 POND CYPRESS COURT · same community

3 bd · 2.5 ba · 2,248 sqft · $216/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 503 WATERFERN TRAIL DRIVE — start here.

CallText
leila.sabat@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 503 WATERFERN TRAIL DRIVE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

503 WATERFERN TRAIL DRIVE FAQs

What would the monthly payment be for 503 WATERFERN TRAIL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $867/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 503 WATERFERN TRAIL DRIVE?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 503 WATERFERN TRAIL DRIVE?+

The most recent tax bill on record (2025) was $1,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 503 WATERFERN TRAIL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $70,000, this home is listed about 80% below the Auburndale median of $342,990. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of IG REAL ESTATE SERVICES LLC · Paola Medina. MLS #S5158686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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